Who is Brandon Velez and what are his main research areas. How has his work influenced the field of counseling psychology. What are the key findings from his studies on minority stress and workplace experiences. How does his research address issues faced by LGBTQ+ individuals and people of color.
Brandon Velez’s Research Focus and Academic Background
Brandon L. Velez is a prominent researcher and educator in the field of counseling psychology. His work primarily focuses on issues related to minority stress, workplace experiences, and the intersections of multiple marginalized identities. Velez is affiliated with Teachers College, Columbia University, where he contributes significantly to the academic community.
Velez’s research spans a wide range of topics, including:
- Minority stress theory and its applications
- Workplace discrimination and support for LGBTQ+ individuals
- Intersectionality of race, ethnicity, gender, and sexual orientation
- Mental health outcomes for marginalized populations
- Body image and objectification among diverse groups
His work has been published in numerous prestigious journals, including the Journal of Counseling Psychology, The Counseling Psychologist, and Psychology of Sexual Orientation and Gender Diversity.
Contributions to Minority Stress Theory and LGBTQ+ Research
One of Velez’s most significant contributions to the field is his work on minority stress theory, particularly as it applies to LGBTQ+ individuals and people of color. His research has helped to expand our understanding of how various forms of discrimination and marginalization can impact mental health and well-being.
Key Findings on Minority Stress
In a study published in the Journal of Counseling Psychology, Velez and his colleagues examined the tenets of minority stress theory in workplace contexts. Their findings revealed that:
- Workplace heterosexist discrimination was positively associated with psychological distress
- Perceived social support from coworkers moderated the relationship between discrimination and distress
- The study provided empirical support for the application of minority stress theory in organizational settings
Is minority stress theory applicable to various marginalized groups? Velez’s research suggests that it is. In a study published in Psychology of Sexual Orientation and Gender Diversity, he and his colleagues tested the greater risk perspective of minority stress among racial and ethnic minority individuals. The results indicated that:
- Both sexual orientation minority stress and racial/ethnic minority stress were associated with psychological distress
- The effects of sexual orientation minority stress were similar across racial/ethnic groups
- These findings support the applicability of minority stress theory across diverse populations
Intersectionality and Multiple Minority Identities
Velez’s work often addresses the complexities of intersecting identities and how they impact individuals’ experiences of discrimination and mental health outcomes. His research has shed light on the unique challenges faced by those who hold multiple minority identities.
Sexual Minority Latina/o Mental Health
In a study published in The Counseling Psychologist, Velez and his colleagues examined the mental health of sexual minority Latina/o individuals. Their findings highlighted the importance of considering multiple forms of oppression:
- Heterosexist discrimination, racist discrimination, and sexist events were all associated with psychological distress
- The study emphasized the need for intersectional approaches in research and clinical practice
- The results underscored the importance of addressing multiple forms of oppression in mental health interventions for sexual minority Latina/o individuals
Workplace Experiences of LGBTQ+ Individuals
A significant portion of Velez’s research focuses on the workplace experiences of LGBTQ+ individuals, particularly in relation to discrimination, support, and person-organization fit. His work has contributed valuable insights into the challenges faced by sexual and gender minorities in professional settings.
Theory of Work Adjustment and LGB Individuals
In a study published in the Journal of Counseling Psychology, Velez and his colleague tested the theory of work adjustment with LGB individuals. Their findings revealed:
- Workplace heterosexist discrimination was negatively related to job satisfaction and organizational commitment
- Perceived person-organization fit mediated the relationship between workplace outness and job outcomes
- The study provided support for the applicability of the theory of work adjustment to LGB employees
How can organizations better support LGBTQ+ employees? Velez’s research suggests that creating inclusive environments and addressing discrimination are crucial steps. Additionally, fostering a sense of fit between employees’ values and organizational culture can lead to improved job satisfaction and commitment.
Transgender Individuals’ Workplace Experiences
Velez has also contributed to our understanding of transgender individuals’ experiences in the workplace. His research has highlighted the unique challenges faced by this population and the need for targeted support and interventions.
Thematic Analysis of Transgender Employees’ Experiences
In a study published in Psychology of Sexual Orientation and Gender Diversity, Velez and his colleagues conducted a thematic content analysis of transgender employees’ workplace experiences. Their findings revealed several key themes:
- The importance of supportive coworkers and supervisors
- Challenges related to gender transition in the workplace
- Experiences of discrimination and microaggressions
- The impact of workplace climate on job satisfaction and well-being
These findings underscore the need for organizations to develop policies and practices that specifically address the needs of transgender employees and create more inclusive work environments.
Body Image and Objectification Research
Velez’s research portfolio also includes studies on body image and objectification, particularly among marginalized populations. His work in this area has contributed to our understanding of how various forms of discrimination can impact individuals’ relationships with their bodies.
Sexual Objectification and Racist Discrimination
In a study published in The Counseling Psychologist, Velez and his colleagues examined the relationships between sexual objectification, racist discrimination, and Latina women’s body image and mental health. Their findings revealed:
- Both sexual objectification and racist discrimination were associated with body shame
- Body shame mediated the relationship between discrimination experiences and mental health outcomes
- The study highlighted the importance of considering multiple forms of oppression in body image research
How do different forms of discrimination interact to affect body image? Velez’s research suggests that experiences of both sexual objectification and racist discrimination can contribute to negative body image and mental health outcomes among Latina women. This underscores the need for intersectional approaches in body image interventions and research.
Implications for Counseling Practice and Future Research
Brandon Velez’s extensive body of research has significant implications for counseling practice and future research directions in the field of counseling psychology. His work highlights the need for:
- Intersectional approaches that consider multiple marginalized identities
- Targeted interventions for LGBTQ+ individuals and people of color in workplace settings
- Increased awareness of minority stress and its impact on mental health
- Development of culturally sensitive therapeutic approaches
- Further research on the experiences of transgender individuals in various contexts
What are the key takeaways for counseling practitioners? Velez’s research emphasizes the importance of:
- Recognizing the unique stressors faced by individuals with multiple marginalized identities
- Addressing workplace discrimination and its impact on mental health
- Considering the role of body image and objectification in overall well-being
- Developing interventions that target both individual and systemic levels of oppression
Collaborative Research and Academic Partnerships
Throughout his career, Brandon Velez has demonstrated a strong commitment to collaborative research. His publication record shows numerous co-authored papers with both established researchers and student collaborators. This collaborative approach has likely contributed to the breadth and depth of his research contributions.
Notable Collaborations
Some of Velez’s key collaborators include:
- Bonnie Moradi: Co-author on several papers examining minority stress and intersectionality
- Melanie E. Brewster: Collaborator on studies related to transgender experiences and objectification theory
- Lauren B. Watson: Co-author on research examining minority stress and disordered eating
- Ryan D. Duffy: Collaborator on studies applying the Psychology of Working Theory
These collaborations have allowed Velez to contribute to a wide range of research topics and methodologies, further enhancing the impact of his work in the field of counseling psychology.
How does collaborative research benefit the field? By bringing together diverse perspectives and expertise, collaborative research like that conducted by Velez and his colleagues can lead to more comprehensive and nuanced understandings of complex psychological phenomena. It also fosters the development of early-career researchers and promotes the cross-pollination of ideas across different areas of specialization.
Future Directions and Ongoing Research
Based on the trajectory of Brandon Velez’s research, several promising future directions emerge:
- Further exploration of intersectionality in workplace contexts
- Development and testing of interventions to address minority stress in various settings
- Expansion of research on transgender and gender non-conforming individuals’ experiences
- Investigation of resilience factors and protective mechanisms against discrimination
- Application of minority stress theory to emerging social and technological contexts
As the field of counseling psychology continues to evolve, Velez’s work is likely to remain at the forefront of research on minority stress, workplace experiences, and intersectionality. His ongoing contributions promise to shape both theory and practice in the years to come.
What are the potential long-term impacts of Velez’s research? By consistently addressing the experiences of marginalized populations and highlighting the complexities of intersecting identities, Velez’s work has the potential to:
- Inform more inclusive policies in organizational settings
- Guide the development of culturally sensitive mental health interventions
- Contribute to a more nuanced understanding of minority stress across diverse populations
- Inspire future generations of researchers to continue exploring these critical issues
In conclusion, Brandon Velez’s research contributions have significantly advanced our understanding of minority stress, workplace experiences, and intersectionality in counseling psychology. His work serves as a foundation for both current practice and future research, promising to improve the lives of marginalized individuals across various contexts.
Velez, Brandon L. (blv2106) | Teachers College, Columbia University
Bold denotes TC student co-authors.
Velez, B. L., Cox, R., & Polihronakis, C. J., & Moradi, B. (in press). Discrimination, mental health, and work outcomes among women of color: The protective role of womanist attitudes. Journal of Counseling Psychology.
Duffy, R. D., Velez, B. L., England, J. W., Autin, K. L., Douglass, R. P., Allan, B. A., & Blustein, D. L. (in press). An examination of the Psychology of Working Theory with racially and ethnically diverse employed adults. Journal of Counseling Psychology.
Velez, B. L., Watson, L. B., Cox, R, & Flores, M. J. (2017). Minority stress and racial or ethnic minority status: A test of the greater risk perspective. Psychology of Sexual Orientation and Gender Diversity, 4, 257-271. doi:10.1037/sgd0000226
Douglass, R. P., Velez, B.
L., Conlin, S. E., Duffy, R. D., & England, J. W. (2017). Examining the Psychology of Working Theory: Decent work among sexual minorities. Journal of Counseling Psychology, 64, 550–559. doi:10.1037/cou0000212
Velez, B. L., & Moradi, B. (2016). A moderated mediation test of minority stress: The role of collective identity. The Counseling Psychologist, 44, 1132–1157. doi:10.1177/0011000016665467
Watson, L. B., Velez, B. L., Brownfield, J., & Flores, M. J. (2016). Minority stress and bisexual women’s disordered eating: The role of maladaptive coping. The Counseling Psychologist, 44, 1158–1186. doi:10.1177/0011000016669233
Velez, B. L., Breslow, A. S., Brewster, M. E., Cox, R., & Foster, A. (2016). Building a pantheoretical model of dehumanization with transgender men: Integrating objectification and minority stress theories. Journal of Counseling Psychology, 63, 497-508.
doi:10.1037/cou0000136
Brewster, M. E., Velez, B. L., Foster, A., & Esposito, J. (2016). Minority stress and the moderating role of religious coping among religious and spiritual sexual minority individuals. Journal of Counseling Psychology, 63, 119-126. doi:10.1037/cou0000121
Breslow, A. S., Brewster, M. E., Velez, B. L., Wong, S., Geiger, E., & Soderstrom, B. (2015). Resilience and collective action: Exploring buffers against minority stress for transgender individuals. Psychology of Sexual Orientation and Gender Diversity, 2, 253–265. doi:10.1037/sgd0000117
Velez, B. L., Campos, I. D., & Moradi, B. (2015). Relations of sexual objectification and racist discrimination with Latina women’s body image and mental health. The Counseling Psychologist, 43, 906-935. doi:10.1177/0011000015591287
Velez, B.
L., & Moradi, B., & DeBlaere, C. (2015). Multiple oppressions and the mental health of sexual minority Latina/o individuals. The Counseling Psychologist, 43, 7-38. doi:10.1177/0011000014542836
Lyons, H. Z., Velez, B. L., Mehta, M., & Neil, N. (2014). Tests of the theory of work adjustment with economically-distressed African Americans. Journal of Counseling Psychology, 61, 473-483. doi:10.1037/cou0000017
Brewster, M. E., Velez, B. L., Martin, A., & Tebbe, E. N. (2014). Voices from beyond: A thematic content analysis of transgender employees’ workplace experiences. Psychology of Sexual Orientation and Gender Diversity, 1, 159-169. doi:10.1037/sgd0000030
Brewster, M. E., Velez, B. L., Esposito, J., Wong, S., Geiger, L., & Keum, B. (2014).
Moving beyond the binary with disordered eating research: A test and extension of objectification theory with bisexual women. Journal of Counseling Psychology, 61, 50-62.
doi:10.1037/a0034748
Velez, B. L., Moradi, B., & Brewster, M. E. (2013). Testing the tenets of minority stress theory in workplace contexts. Journal of Counseling Psychology, 60, 532-542. doi:10.1037/a0033346
Velez, B. L., & Moradi, B. (2012). Workplace support, discrimination, and person-organization fit: Tests of the theory of work adjustment with LGB individuals. Journal of Counseling Psychology, 59, 399–407. doi:10.1037/a0028326
Brewster, M. E., Velez, B., DeBlaere, C., & Moradi, B. (2012). Transgender individuals’ workplace experiences: The applicability of sexual minority measures and models. Journal of Counseling Psychology, 59, 60–70. doi:10.1037/a0025206
Brandon Velez – Football – Warner University Athletics
Choose a Player:
Allen, Roger
Barker, Caleb
Battles, Devontae
Beck, Tommie
Belle, Terrance
Bilington, Raheem
Borders, Dominique
Bostick, Richard
Calle, Christian
Chatman, Pierre
Coy, Keith
Crews, Clayton
Curtis, Christopher
Cuza, Eric
Davis, Gary
Davis, Travis
Dawkins, Billy
Delabat, Richard
Durham, Tobias
Dyer, David
Efird, Christian
Espich, Travis
Fennell, Antonio
Garcia, Angel
Gerrald, DeOndre
Givens, Kareem
Grant, Ray
Hansen, Joseph
Harsin, Justin
Hawkins, Jontrell
Hawthorne, Gregory
Haynes, Keyontre
Henderson, Matthew
Holmes, Mark
Howard, Korneill
Jeanty, Jeffrey
Jenkins, BJ
Jenkins, Jordan
Jenkins, Marcel
Keels, Walter
Kent, John
Killeen, Connor
Kreier, Kaleb
Leshore, Anothony
McGee, Oscar
McNeil, Lamario
McRoy, Ben
Monroe, Teddy
Muhammad, Solomon
Nunez, Jamel
Patrick, Keithlin
Polk, Kavauris
Reseau, Donald
Reynolds, Robert
Rick, Alex
Rivers, Jamal
Roach, Reginald
Rodriguez, Andrew
Ryan, Patrick
Scott, Darius
Searles, James
Shonola, Prince
Siler, Jerry
Smith, Alex
Smith, Ben
Smith, Deandre
Smith, Eddie
Smith, Jacob
Smith, Loronza
Snell, Jr.
, William
St. Louis, Gabriel
St. Louis, Lunior
Stanley, Steven
Stephens, Cody
Stephenson, Sam
Styles, Jr., Michael
Torres, Julian
Velez, Brandon
Vergara, Rafael
Vick, Codi
Wilcox, Paris
Williams, Malik
Wilson, Lakeith
Wooten, Carlos
Wright, Theodore
Xavier, Alex
Young, Javyon
Go
Brandon
Velez
-
- Position
- Defensive Lineman
-
- Height
- 6-1
-
- Weight
- 280
-
- Class
- Freshman
-
- Hometown
- Winter Haven, Fla.
-
- Highschool
- Lake Wales
Málaga plays its first friendly against Vélez with Swedish momentum
Málaga faces this Wednesday at 8:00 p.m. its first preseason game against Vélez, a team from Malaga that will play this season in the Second RFEF and that is experiencing an interesting growth process with President and Vice President of Sweden: Jesper Norberg and Magnus Pehrsson.
The game has aroused such expectation that the 350 tickets (at the price of 10 euros) that were put on sale were sold out in just 20 minutes.
There is a lot of desire to see Málaga, but also Vélez, who is drawing up a plan to reach Second Division in the medium term. But seriously, sustainably and without precipitation.
Good opportunity to see José Alberto’s new Málaga who, to date, has signed four players, namely Javi Jiménez, Ismael Gutiérrez, Paulino de la Fuente and Brandon. The first two will have minutes, but not Paulino (in quarantine due to contact with a positive in COVID) and Brandon (with hardly any training after arriving from Pamplona with a blow to the knee). Calero, Hicham and Chavarría continue to recover from their long-lasting injuries. The rest of the professionals are at the disposal of José Alberto. Málaga’s first and second team squads received the Janssen vaccine, which only requires one dose.
Founded in 1922, Vélez is one of the oldest teams on the Costa del Sol and played two seasons in Segunda B, between 1995 and 1997.. Now, with the backing of his Swedish managers, he has brought a tremendous air of hope by incorporating Miguel Beas as coach, who last year was at Örgryte, Sweden’s Second Division team, as second coach.
He was a quarry coordinator and physical trainer for Málaga. Now he has before him the challenge of confirming the new impulse of Vélez.
It cannot be said that the Second RFEF ascent of Veleño is the result of chance. There is a key moment, the landing in the entity of Jesper Norberg and Magnus Pehrsson, now president and vice president of the entity. With Swedish capital behind him and experience managing clubs in his native country, with the ambition to do something lasting. They have changed the management of the club to professionalize it at levels little seen in Third.
For Málaga, this match will be a good test, the first of the six that the blue and white team has scheduled before the season begins, its fourth in a row in the Second Division.
SCC announces 4th 9 weeks honor roll – L’Observateur
LAPLACE — St. Charles Catholic High School is proud to announce its Honor Roll students for the fourth nine weeks of the 2020 – 2021 school year.
Principal’s List
Eighth Grade: Nicholas Abadie, Haidyn Annaloro- Joseph, Evan Brady, Kaylee Brown, Alaijah Bruno, Katherine Chapman, Krysta Clement, Dalton Duhe, Hannah Emery, Hartley Faucheux, Riley Folse, Emma Guzman, Julia Laiche, Lauren Laiche, Kate LeBlanc, Morgana Lee, Gideon Marix, Alejandra Menjivar, Chidera Okeke, Carter Ory, Caleigh Remondet, Bryleigh Sutherland, Ashlyn Tassin, Sophie Touchard, Ava Vicknair, Avah Zelaya
Ninth Grade: Kayleigh Belvin, Katherine Bergeron, Lily Bordelon, Jaylen Ellsworth, Krissten Ellsworth, Ka’Lee Green, Dominique Johnson, Joseph McClinton, Audra Meers, Jackson Monica, Aiden Ocmond, Mikayla Penton, Gabriel Rios, Brooke Ronnenburg, Elizabeth Scheuermann, Haley Scioneaux, Chavoni Smith, Amari Tassin, Carson Weber
10th Grade: Nathan Abadie, Mya Brown, Torie Joseph, Sarah Lang, Brett Mader, Bella Marix, Alexis Monistere, Abdel Nabut, Erin Powell, Matthew Schexnayder
11th Grade: Hailey Boeckl, Barry Cummins Jr.
, Julia Gilberti, Jenna Hickman, Jake Jeandron, Ryan Laiche, Emma Peppo, Allison Powell, Jeanne St. Martin, Essence Tarrence, Karen Trichell, Zack Vicknair, Tiffany Williams
12th Grade: Danielle Adams, Jessica Basilides, Courtney Brouwer, Mason Cassioppi, Hayden Hebert, Blakely Heltz, Hunter Marse, Austin Martin, Riley Monica, Taylor Perilloux, Ashley Pineda, Kadynn Roussel, Sara St. Pierre, Lauren St. Martin, Joshua Tamplain, Rustin West
Alpha Honor Roll
Eighth Grade: Kaylee Bossier, Conner Carter, Sophie Champagne, Kaden Charlie, Dacia Chilangwa, Imari Cooper, Jackson Doster, Caylee Drexel, Joshua Duffour, Hayden Evans, Ja’Kayla Every, Forrier Fabre, Nathan Gabriel, Kaylyn Gardner, Robert Gregoire III, Shailyn Guidry, Jacie Joyce, Jasmyn Lacy, Matthew Lemmon, Ashley Marshall, Owen Millet, Navia Nguyen, Gabrielle Oubre, Reagan Peppo, Brody Remondet, Michael Romaguera, Reyana Smith, Blake Weber
Ninth Grade: Dominic Annaloro, Kennedy Batiste, Laney Beadle, Brodey Becnel, Brayden Bertucci, Kayden Bienvenu, Will Boucvalt, Kate Brady, Kayden Cambre, Kyle Cannon, Brianne Cashio, Alyse Chauvin, Scott Drouin Jr.
, Nathan Englade, Madison Ford, Madison Gradney, Layla Jackson, Kollin Johnson, Daniel Joseph, Brandon Kragle, Alijah Martin, Aiden Paz, Taylor Robinson, Rylee San Andres, Brooke Smith, Elliott Smith, John Stauder, Noah Troxclair, Emily Twiner
10th Grade: Ian Arnett, Ayden Authement, Avery Bailey, Jenna Bosco, Cameron Brady, Brady Burns, Zoey Deroche, Kaylee Falgoust, Morgan Hibbard, Michael Hotard, Brianna Loescher, Mia Oncale, Morgan Pero, Bryce Pregeant, Adrianis Quinoes-Velez, Sarah Sirmon, Reyondalin Smith, Alexis Teabout, Camryn Triche
11th Grade: Dani Aucoin, Hannah Brady, Makayla Chaney, Adrien Dixon, James Duggan, Brooke Forsythe, Chloe Genovese, Riley Guillory, Joseph Haydel, Blaize Loescher, Armani Lumar, Brittany Marshall, Brooklynne Patterson, Juliana Portillo, Margaret Powell, Caitlyn Rojas, Kassadi Ross, Jermaine Roussell, Clayton Schweizer, Lauen Weber, Imani Wilson
12th Grade: Yvette Aguirre, Rylee Alexander, Dwight Berlin, Tyler Boudreaux, Brianna Bourgeois, Rebecca Broderson, Zachary Brown, Kamren Campbell, Timmy Capdeboscq, Thomas Chapman, Antoinette Chiarella, Brock Clement, Mia Coleman, Kayla Crump, Connor DeJean, Destiny Ducote, Jeremiah Emery, Logan Forsythe, Keenan Gauff, Kristen Gray, Kendell Harris, Miranda Hotard, Liberty Hughes, Ishan Iyer, Shane Jacob, Dominic Joseph, Mylah Joseph, Amari Lathers, Armani Lathers, Duncan Lowry, Bryce Ory, Jace Oubre, Sejal Patel, Gabriella Portillo, Jacob Raiford, Emily Ronnenburg, Sydnie Sims, Sanai Smith, Silas Thomas, Jacob Todd, Calvin Trinh, Christopher White
Beta Honor Roll
Eighth Grade: Isabella Portillo, Carlaya Scott, Jesse Webre, Faith Williams
Ninth Grade: Logan Bourgeois, Kaleb Cusimano, Dominic DiNicola, Ryan Figuero, Kaleb Houston, Kais Lewis, Matthew Loup Jr.
, Ethan Milioto, Brady St. Pierre, Christopher Zenicki
10th Grade: Devin Dicket, Hayley Falgout, Kaden Foster, Kason Gilbert, Jacob Molyneau, Amelia Mouton, Jordan Roberts
11th Grade: Bryce Bertucci, Dillon Brown, Eric Cador, Niia Cotton, Madison Hebert, Alisha Hernandez, Aysia Johnson, Kaiden Jones, Luke Lobue, Jaiden Mendieta Mitchell, Faith Reid, Christian Riviere, Evan Roussell, Ethan Seymour, Mya Voiron, Aubrey Westbrook
12th Grade: Enrique Dantin, Matthew Jenkins, Tyler Joseph, Braedon Montz, Melody Newsome
Classic brendon curtains veles from a voile and from a curtain fabric in Moscow
Article: vls239405
Belarusian classic brendon curtains for the living room and for the bedroom from the Veles company from a veil and from a curtain fabric, the length of the cornice is 245-330 cm, on a ribbon, with a pattern and without a pattern in Moscow.
the perfect addition to the style of your rooms at an attractive price.
ATTENTION! The complete set of curtains may differ from that shown in the photo.See product description for actual equipment.
Manufacturer: Veles
Brand country: Belarus
Classic curtains
Curtain material: Veil
Curtain material: Curtain fabric
Curtain composition: 100% polyester
Curtain composition: 100% polyester
Curtain size: 490×240 cm (1 pc.)
Curtain size: 195×240 cm (2 pcs.)
Fastening type: Tape
Curtain rod type: Double-row curtain rod
Recommended curtain rod width (cm): 245-330
When ordering curtains, remember that the curtain fabric (2 pcs.for 1 window) and curtains (1 piece per window) should not be hung up at a stretch. The exception is Roman and Japanese curtains. All other models provide for the formation of folds, and for this, the width of the curtain should be greater than the length of the cornice (usually 1.
5-2.5 times). The higher the ratio, the denser the folds, a factor of 1.5 is considered the minimum allowable assembly, while 2.5 is the assembly with dense folds. The size of the curtain rod indicated in the description assumes that you will use 1 curtain per window. If you are going to use, for example, 2 curtains for 1 window, then the size of the cornice should be 2 times larger than indicated.
For a relatively short period of work “Veles” managed to gain a leading position in the home textile market. And the reason for this was the high quality of all products, its wide range and individuality. The Veles company produces home textiles in a variety of styles and designs. For the production of light but functional curtains, luxurious flowing draperies and other products, only high-quality materials are used: organza, silk, satin, taffeta. And the original fittings make the appearance of the curtains truly unique.
90,000 Affectionate Killer – Forbes Kazakhstan
PHOTO: © Gabriel Rinaldi for Forbes
David Velez
In the summer of 2012, David Velez moved to Sao Paulo with a brand new MBA from Stanford University and a highly paid partner position at Sequoia Capital.
Douglas Leone, head of Sequoia, hired a 30-year-old Colombian to gain his share of the Brazilian market – at the time, Brazil was a young, resource-rich country of 200 million people, whose economy grew at 4% per year over the previous decade, which made it the seventh largest economy in the world.However, on October 1, Leone called Velez to tell him bad news: after watching the mediocre presentations with which Brazilian entrepreneurs came to him, and hearing that one of the strongest educational institutions in the country, the University of São Paulo, had graduated only 42 IT specialists in the previous year. Leone decided to pull the brake valve. Sequoia’s Brazilian adventure has come to an end.
“It happened literally the day before my birthday and it was a shock for me,” Veles admits.Nevertheless, he had long thought about starting his own startup, and it was in the lack of local innovators that pushed his partners at Sequoia away that he saw the source of future success.
“You always want to gain a foothold in that part of the market where there is a shortage, some kind of deficit,” he says. – There is a surplus of good entrepreneurs in the USA. There are more than enough people with my experience and education. In Latin America, there is a catastrophic shortage of such personnel ”.
Soon Velez defined his goal – large and, as they were called, “invulnerable” Brazilian banks.For him, however, the picture looked a little different: banks, with their prohibitive fees, low-quality service and unwillingness to introduce the latest technology, seemed an easy target. And so it happened. Less than 10 years after its opening, the Sao Paulo-based Nubank owned by Velez has 35 million customers and an estimated value of $ 25 billion. cost about $ 5.2 billion. “What is happening now in Brazil is not much different from the revolution.This is a wake-up moment for other banks that haven’t bothered to compete for a long time, ”said Nigel Morris, a Capital One co-founder who invested in Nubank.
“David is going to build a Latin American financial colossus worth more than $ 100 billion,” predicts TCV partner Woody Marshall, who has invested $ 1.2 billion in Nubank. Among serious billionaire investors who believed in Veles, you can see the names of Yuri Milner (DST Global), Peter Thiel (Founders Fund), Chase Coleman (Tiger Global) and of course Leon (Sequoia).
Equally impressive is that Velez raised this fintech giant at a time when a previously prosperous Brazil is experiencing a recession, corruption scandals and the coronavirus pandemic. Velez did not pay attention to the concern of his acquaintances that bankers would block all his activities if they did not do something worse. “They will kill you,” one of his friends said to Veles. “They will kidnap your children.”
As a child, Veles saw with his own eyes how entrepreneurs survive in the most difficult conditions.He was born in Colombia in 1981 to a small business family (all 11 of his father’s siblings are mostly entrepreneurs), and from an early age watched his hometown of Medellin being torn apart by drug gangs.
Velez remembers how the whole family left the shopping center a few minutes before the bomb exploded in it. After his uncle was kidnapped and later rescued from captivity, nine-year-old Velez, along with his parents and two sisters (who are now also engaged in business), moved to Costa Rica.There, Velez’s father, who in Colombia, together with his two brothers, owned a small factory for the production of buttons, launched a new production.
Veles went to a private school, where training was conducted in German, and graduated as the best student. He enrolled at Stanford, where he majored in engineering, and was looking forward to joining the startup extravaganza that was raging in Silicon Valley. However, although Google was born within the walls of Stanford, such a great idea never came to Veles.Therefore, the young man chose not to take risks and after graduation took up investment banking at Morgan Stanley. Two years later, he moved to the private equity firm General Atlantic to develop its activities in Latin America.
In 2010, he entered Stanford again – this time to get an MBA and, as Velez hoped, to develop a concept for his own startup. But during his studies, Leone invited him to develop Sequoia’s Latin American business.When Sequoia’s plans changed, Velez headed to his parents’ house in Costa Rica and began developing an attack plan.
Veles does not look like ordinary destroyers of foundations. He is a level-headed, low-key leader who, before the onset of the pandemic, started meetings with a minute of meditation. In his free time he reads fiction. His favorite work is “One Hundred Years of Solitude” by Marquez. He is also a fan of Ayn Rand’s Atlas Shrugged, and back in the days of Stanford and his venture capitalist career, he remembered that success can be achieved through the use of technology that will help you bypass fat, relaxed competitors.“What is the largest industry in Brazil? Banking. What is the most profitable? Banking again, ”the interlocutor smiles.
At the time, 80% of the Brazilian market was controlled by five banks: Itaú, Bradesco, Santander, Banco do Brasil and Caixa, which made mind-blowing profits from lending at high interest rates and from charging exorbitant fees for their poor service.
“Brazilian banks are terrible. It has always been like this, and it will always be like this, ”says Veles.
In the early 2010s, he noticed that high-speed Internet and smartphones are becoming ubiquitous in the country.“There are times when there are colossal opportunities to turn whole industries upside down, for example, the banking sector, while no one really noticed them, because no one considered changes to be possible,” says Veles. – Nubank could never have been founded by local entrepreneurs. For his birth, an investor from Silicon Valley was needed, who in his life had already seen how a tiny ant walked against an elephant and achieved success. An investor from Latin America will say, “No, it won’t work, the elephant will crush you.”
PHOTO: © Gabriel Rinaldi for Forbes
“If banks are Darth Vader, then credit cards are death stars,” says Christina Junqueira, one of the co-founders of Nubank. “This is a terrifying weapon used by banks”
Velez spent several months talking with insiders in the Brazilian banking market and researching the history of digital banks like Capital One in the US and ING Direct in Europe.
He already imagined the path of development of his brainchild. Nubank was supposed to start by issuing credit cards and then expand into other services, using the technology to avoid fees that big bankers are used to, and surpassing traditional players in usability.Velez returned to the Californian headquarters of Sequoia, where he enlisted the support of his mentor Leon and $ 1 million in investments from him and his former partners. Argentine venture capital firm Kaszek has invested another $ 1 million.
Sequoia partner Roelof Botha advised Veles to attract a person with experience in banking as a partner. Through mutual friends, Velez met Cristina Junqueira, a 30-year-old engineer with an MBA from the Kellogg School of Management at Northwestern University in the United States, who had just left the position of head of the credit card department at Itaú, and hired her.To develop Nubank’s technology, he hired Edward Weeble, a 30-year-old information technology specialist and a Princeton University graduate, as the third founder./cdn.vox-cdn.com/uploads/chorus_image/image/60202849/964655200.jpg.0.jpg)
The Trinity settled in a rented house in São Paulo where Weble lived on the top floor. In August 2014, they received a $ 15 million investment in a first round of fundraising led by Sequoia. One of the investors was Nigel Morris, who participated through QED, a venture capital firm specializing in fintech projects.To close the deal, Veles needed Christina’s signature, for whom he went … to the hospital, where she was preparing for the birth of her first child.
The following month, Nubank introduced its first product to the world – the credit card. Nubank could not start its journey by opening bank accounts, as the partners faced many obstacles in the process of obtaining a banking license stemming from the government ban on foreigners from owning local banks.However, a license was not required to work with credit cards. In addition, interest rates on credit cards in Brazil were incredibly high, reaching 200-400% per annum, which meant that either the client had to pay off the debt in full every month or give away a small fortune.
And although Veles saw the main source of his income in interbank commissions (5% of the sale on a credit card goes to issuers and banks), he was determined to punish debtors with late payments with fines and increased interest rates.
Rather than throwing heaps of dollars into the fire of marketing, Nubank has opted to stick to Silicon Valley’s widespread ‘velvet rope’ strategy – where you can’t apply for a credit card without inviting a friend who is already a bank customer. Even without this perceived exclusivity, the benefits of Nubank for Brazilians were clear: no annual commission and only app-based applications. Those who met the bank’s requirements for potential borrowers received a notice of approval of the application within minutes, and just two days later, a bright, eye-catching purple credit card was already in the hands of the owner.Plus, all the necessary operations, from requesting a credit limit increase to paying utility bills and reporting fraud, could be done in the bank’s app.
Unlike Velez’s company, almost all banks in Brazil set an annual commission even for the most standard credit cards, with the minimum being $ 20. And that was just the tip of the iceberg: banks charged monthly fees for almost everything, including fraud protection and SMS notifications.In 2019, various commissions accounted for about 40% of the income of Brazilian banks, while, according to JPMorgan, in Mexico, Argentina, Peru and Chile, this figure was less than half (15-20%). The big players in the Brazilian banking sector are still resisting, but the pressure on their exorbitant fees from Nubank is increasing every day.
“Brazil is the country of the future, and always will be,” says an old saying. In this phrase, you can hear references to the very essence of the country’s economy, based on natural resources, and to the feeling that its vast potential is constantly being wasted.“The fact that everyone around them sees the macroeconomic picture and 99% of the population is afraid of it, means for us the opportunity to play against the current trend,” Veles is sure.
“We believe that in 10, 20, even 30 years, Brazil will find its way.”
At the end of 2014, Brazil entered a deep recession. And yet, just 12 months later, over a million people applied to be placed on the waiting list for the Nubank card. In order to protect itself from losses, the bank approved only 20% of applications, and some borrowers have set extremely low limits (about $ 14), increasing them only in case of timely payments.Nubank continuously tested new ways of using data to more accurately assess its risks: for example, when considering an application, it assessed not only the credit history of the applicant himself, but also the person at whose invitation he applied to the bank.
In 2016, the number of clients – Nubank credit card holders reached the milestone mark of 1 million, most of whom came by recommendation, so Veles was ready to press the gas pedal. In December of the same year, he completed a round of attracting investments for $ 80 million, which was headed by Yuri Milner’s company.
By comparison, all other Brazilian startups combined raised $ 340 million in venture capital that year. Velez used his share of the funds to hire hundreds of technicians and opened an office in Germany to have access to additional intellectual resources.
PHOTO: © Gabriel Rinaldi for Forbes
“Nubank is in the right place at the right time with the right strategy,” said co-founder and chief technology officer Edward Weeble.- Now all banks are turning into technology companies “
As a result, in May 2017, after a presidential decree that made an exception for Nubank from the ban on foreign citizens’ owning a banking business, Veles had a license. From that point on, they could open savings accounts for their clients and issue checkbooks – all online, of course. Where classic banks did not hesitate to charge $ 10 per month for servicing each account and did not forget about additional fees for withdrawing cash from ATMs and other standard services, Nubank did not take anything, except for a fee of $ 1.
2 for withdrawing from ATMs of another jar.In the five months since the expansion of the range of services offered, 1.5 million out of 4 million customers – credit card holders have subscribed to the new services of Nubank.
Nubank grew rapidly: it ended 2019 with an annual income of $ 523 million and a loss of $ 78 million. And then the pandemic began, and the bank began to grow even faster. As with other fintech companies that work directly with consumers, lockdowns and fear have played into their hands, as even older Brazilians have switched to online banking. In 2020, Nubank nearly doubled its revenues, bringing them to $ 963 million, and the operating loss fell to $ 44 million.
Unsurprisingly, Brazil is home to many digital banks in the image and likeness of Nubank. And even banks that adhere to old business models are directing more and more funds to the development of technologies. Some of them are launching their own digital services. Velez does not leave their attempts unanswered, providing his clients with more and more new opportunities and functions.
Last year, Nubank bought the country’s first digital investment platform and launched a life insurance product, selling 100,000 insurance policies in two months.
Such diversification is the holy grail of a digital bank, but few have succeeded in making it a reality. “Nubank is the exception that proves the rule,” said QED partner Nigel Morris. The level of customer satisfaction of the bank remains high. In a recent JPMorgan Financial Consumer Survey, Nubank earned 86 satisfaction points (versus Itaú’s 53 and Bradesco’s 43).
Nubank expanded its presence to Argentina and Mexico in 2019, and last year to Velez’s homeland, Colombia.While most of the meetings are held in English to keep employees from all over the world comfortable, the founder has no plans to go further north.
Velez met his wife Marielle Reyes Milk in 2013 at a business meeting of international entrepreneurs in a Sao Paulo bar. Their family is a symbol of globalization: her mother is American, her father is Peruvian, and she herself lived in Uruguay, the USA and the Philippines when she worked at the World Bank.
Three of their children have Brazilian citizenship.Velez himself is the holder of Colombian and Costa Rican passports. “My wife and I usually say that we have no nationality, no roots,” Veles joked in an interview with one magazine in 2019. “We have lived in many different places and are considered gringos in all of them.”
And although Veles does not intend to scale his business to the United States yet, he is considering the option of listing Nubank on the stock exchange there, mostly “as a marketing event.” However, the entrepreneur is in no hurry.“We are now in the first second of the first minute of the first half of a football match,” he explains. “When you are in South America, you simply have to use football analogies.”
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Attacking Midfield
Bundesliga
Attacking MidfieldJane Velez Mitchell | Biography – salary, wealth, affairs, sexuality, and more.
| Date of birth: | 1956, September 29 |
|---|---|
| Age: | 64 |
| Country of birth: | United States |
| Height 1 inch | |
| name | Jane Velez Mitchell |
| Birth name | Jane Velez Mitchell |
| Father | Pierce Mitchell |
| Place of birth / City | Manhattan, NY |
| Ethnicity | Blending |
| Occupation | Journalist |
| Work for | |
| Work for | Television 0115 Unknown |
| Eye color | Brown |
| Hair color | Brown |
| Body measurements | Unknown |
| Famous | novelist from behind 3 912 Female |
| Boyfriend | Female |
| Married | Unknown |
| Education | NYU |
| Films | Headline 15 Headline Jane Velez, Court Bandits-Prime |
Synopsis
Jane Velez Mitchell, TV journalist and writer, currently works for the HLN News Channel.
She is also a reporter for the national show Celebrity Justice. She previously hosted her own show Problems with Jane Velez-Mitchell on HLN .
Mitchell then joined Fox News, replacing the former Fox host. Glenn Black. She has worked on various channels such as CNN, E! and Tru TV.
Early life and education
Jane Velez-Mitchell was born on September 29, 1956 in Manhattan, New York, USA. Mitchell grew up at her place of birth alongside her Irish-American father Pierce Mitchell and Puerto Rican mother Anita Velez.
Jane Mitchell is an American by nationality. She attended New York University. Mitchell’s zodiac sign is Libra.
Career
Jane Velez-Mitchell began her career as an anchor in early 1990, when she was co-host of local Los Angeles broadcaster KCAL-TV.
Early in her career, she teamed up with Jerry Dunphy, who was also a Los Angeles TV broadcast legend. Mitchell has also appeared on the KCAL-TV subsidiary KCBS-TV.Her other main responsibilities included talk radio KABC (AM), Los Angeles.
Jane Mitchell was one of the anchors covering the entire child sexual abuse trial against singer Michael Jackson, where she appeared daily on the Nancy Grace program.
Mitchell also appeared on CNN’s Larry King several times. In November 2014, Mitchell founded social media news outlet JaneUnchained, with a focus on social justice.
Personal Life
Jane Velez-Mitchell is openly lesbian and has featured herself in several television interviews. There are no records of her current romance, but she was in a long-term relationship with Donna. They were spotted several times kissing openly in public.
Jane Mitchell has also been involved in several charitable and humanitarian causes. Mitchell is also known for protecting animal rights. Mitchell is a vegetarian and environmentalist.In 2012 Velez-Mitchell was awarded the Motors and Shakers Award from PETA. Velez-Mitchell currently lives in the United States of America with her family, and she retains an interest in music and film.
Equity and social media participation
Jane Velez-Mitchell’s equity is estimated to be close to six figures. Mitchell is 1.57 meters tall, which is about 5 feet one inch. Mitchell supported her fantastically even at the age of sixty with the right exercises.
Velez-Mitchell is popular on social media and networks. She is active on Facebook, Twitter and Instagram. Mitchells’ authorized Twitter account is followed by thousands of her fans. Mitchell has been featured in several magazines and newspaper articles about her social and environmental work.
GreatDanes.dog – Great Danes pedigree database
For a FREE account on the portal, write to admin @ greatdanes.dog
Welcome to the portal dedicated to the Great Dane breed!
NEWS
Dear Colleagues!
In connection with the clarifications received from the RKF on the registration of the titles of ChNKP and JChNKP, the National Club of the German Dog breed of the Russian Federation informs:
for dogs that have closed the above titles before 31.12.2019, the certificate is issued in the NKP, and not in the RKF.
Contacts: [email protected]
+7 (903) 614-57-90
____________________________________________________________________
Dear breeders and owners of pedigree dogs!
Starting from March 1, 2018, PAID placement of dogs is introduced in the section of breeding, kennels in the section of recommended and advertising of litters for sale.
Information about the cost of advertising a pedigree dog can be found HERE, about an advertisement for a kennel – HERE, about puppies for sale – HERE.
____________________________________________________________________
Our site contains information about Great Dane of the Russian Federation, near and far abroad.
We try to make the portal useful both for current owners of Great Dane dogs and for future ones.
The portal offers prospective owners the opportunity to choose and buy a Great Dane puppy not just “by photo”, but by getting acquainted with the full pedigrees, photos, show achievements, titles, and, most importantly, videos of the parents.We try to record and publish videos from exhibitions in the exhibition reports section.
Great Danes owners can add their dog to the database completely FREE OF CHARGE and view its pedigree up to the tenth generation, select a pair for mating, see the family ties of their mastiff, publish test results (psyche, health), show achievements, titles, photos and videos, and also place advertisements for the sale of puppies or offer your Great Dane as a breeding one.
For breeders and owners of Great Danes kennels, the portal offers to create a kennel page, add new dogs to the database and make changes according to the existing Great Danes in the database.
Show organizers are offered to post information about upcoming monobreed and CACIB shows in the show announcement sections for FREE.
How to use the Great Danes portal:
– to search for Great Dane by nickname, enter part of the nickname in the search bar;
– for viewing catalogs with the ability to select by color, owner, country of residence, etc. use the advanced search function;
– to view the full list of Great Danes in the database, click the ‘Search’ button, leaving the search field empty.
Information on how to add Great Dane, puppies or adult dogs for sale to the database, add the Great Dane to the breeding section, enter information on dogs already in the database.
HERE
For the work of the portal, contact the administrator [email protected]
____________________________________________________________________
THANKS
The administration of the portal expresses gratitude to Ksenia Kiseleva, Yulia Voytekhova, Natalya Shestakova, Elena Podgornaya, Anastasia and Malaudia Enastasia help the portal.Thank you!
____________________________________________________________________
It is possible to purchase photographs presented in photo reports from exhibitions:
Evgeniya Karro
Klaudia Karlowicz
Malwina Przysowa (Michalak)
With the GreatDanes.dog logo: admin@greatdanes.
