Introduction to Bollinger Insurance Company
When it comes to protecting your sports life, Bollinger Insurance should be your first call. As an industry leader for over 70 years, Bollinger offers unmatched experience in safeguarding athletes of all ages and ability levels. From local youth leagues to pros at the highest echelon, Bollinger has you covered.
Founded in 1950, Bollinger Insurance is headquartered in Short Hills, New Jersey. They operate nationwide, with local agents available to provide personalized service. Bollinger offers a diverse range of insurance products, but sports coverage is their specialty. Their sports insurance team includes former athletes and coaches who understand the unique risks facing participants.
So why should you trust Bollinger to insure your sports life? Here are a few key reasons:
Comprehensive Sports Insurance Options
Bollinger offers insurance plans tailored to every sport and position. Whether you’re a quarterback risking injury on each play or a golfer needing liability coverage, Bollinger has a customized policy to protect you.
Bollinger sports insurance includes coverage for:
- Athletic injury
- Permanent total disability
- Death benefits
- Loss of value
- Equipment
- Liability
Experience Insuring All Levels
From youth to the pros, Bollinger is the go-to sports insurance company. Local little leagues rely on their general liability coverage. High school superstars are protected by their athletic injury plans. Colleges partner with Bollinger to cover entire teams. Professional sports organizations and individual athletes trust Bollinger to safeguard their careers.
Bollinger also insures non-traditional sports. Whether you participate in bull riding, MMA, or parkour, Bollinger offers specialty insurance options.
Unmatched Financial Strength
With an A rating from insurance rating bureaus like A.M. Best, Bollinger provides ironclad coverage you can rely on. Their strong balance sheet means claims get paid quickly. Bollinger has maintained fiscal integrity even through challenging economic cycles.
Unlike some insurers, Bollinger does not offshore services or reinsure with questionable carriers. They keep operations domestic to best serve policyholders.
White Glove Service
While competitors consolidate and cut staff, Bollinger maintains exceptional service standards. Experienced sports insurance agents provide personalized assistance. You work directly with specialists who understand your sport’s risks.
Bollinger’s in-house underwriters can craft custom policies on-demand. Claims are handled by sports medicine experts for optimal outcomes. Bollinger goes the extra mile for every customer.
Industry Thought Leadership
Bollinger shapes insurance best practices through advocacy groups like the National Alliance of Life Companies. They stay on the cutting edge by partnering with sports medicine providers and legal experts.
Bollinger shares risk research and education through initiatives like The Bollinger Foundation. Their leadership makes insurance and sport safer for all.
So as you embark on your 2023 sports season, make the winning play by securing coverage through Bollinger. Their combination of expertise, service, and financial strength is unmatched in sports insurance. Protect your athletic dreams and aspirations with a company that cares about your success on and off the field.
Ready to get a personalized quote? Connect with a Bollinger Insurance agent today. Or visit www.bollingerinsurance.com to learn more about how Bollinger can cover your sports lifestyle from youth to pro. Competitive rates available!
Types of Insurance Offered by Bollinger
When you think of sports insurance, injury coverage likely jumps to mind first. But Bollinger Insurance offers so much more to protect your athletic lifestyle. Here’s a look at the comprehensive insurance products available from this trusted carrier.
Injury Insurance
Let’s start with athletic injury coverage. Bollinger offers customized plans to cover sports-related injuries, from sprains and fractures to catastrophic harm. Payouts help offset medical bills, rehabilitation costs, and lost wages due to missing games or training.
Injury insurance is available for all levels of play – from youth to pro. Coverage can be tailored to each sport’s inherent risks too. Rates even vary by position, like insuring a pitcher’s throwing arm versus a golfer’s swing.
Disability Insurance
A severe injury could sideline an athlete permanently. Bollinger disability coverage provides financial peace of mind if your playing career prematurely ends. Payouts replace lost salary up to policy limits.
Disability insurance helps pros maintain their lifestyle if forced into early retirement. For promising amateurs, it protects future professional earnings. Custom coverage options are available.
Life Insurance
While quite rare, tragic on-field accidents can lead to loss of life. Bollinger life insurance helps families cope financially in this worst-case scenario. Parents of youth athletes often opt for modest coverage.
Pros insure their lives for millions based on expected career earnings. Insurance proceeds provide for loved ones in the event of premature passing.
Loss of Value Insurance
For elite amateur athletes expected to turn pro, an injury can dent future contract value. Bollinger loss of value coverage bridges this gap. A knee injury might reduce a top NFL prospect’s payday by millions.
Likewise, professionals can insure against potential salary declines due to decreased play time or diminished performance after getting hurt.
Equipment Insurance
Sticks, bats, pads, helmets, and other gear – it’s a big investment. Bollinger equipment insurance covers loss or damage. For pros, it often includes game-worn memorabilia too.
Youth team coverage protects the club’s shared equipment. Individual plans help amateurs and pros replace stolen or damaged items.
So next time you tally up the value of your athletic gear, consider an equipment policy.
Liability Insurance
Legal claims arise even in youth sports – allegations of improper coaching or unsafe play conditions. Bollinger liability insurance protects coaches, officials, and leagues.
Pro athletes need coverage too – for claims of recklessness causing spectator injury or negligent security allowing gear theft.
Bollinger non-injury insurance products complete the protection picture. Talk to an agent today to safeguard your sports life from all angles.
Life Insurance Options from Bollinger
Life insurance is an emotional topic no one likes to ponder. But protecting your loved ones in the event of tragedy is wise preparation. For those involved in sports, Bollinger Insurance offers tailored life insurance plans.
The odds of dying during athletic participation are low. But accidents can happen, especially in high-risk sports. Bollinger has insured pro athletes for over $100 million in coverage.
Here are some ways Bollinger life insurance safeguards your sports world:
Youth Athlete Policies
Parents want to protect their young athletes. Bollinger offers youth life insurance usually around $10,000-$25,000. This affordable coverage provides funds to pay for funeral costs or other family needs if the unthinkable occurs.
Youth rates are very low since children rarely suffer life-ending sports injuries. But the peace of mind is priceless for parents.
High School and College Coverage
As competition increases, so do injury risks. Bollinger offers plans up to $250,000 for high school and college competitors. Rates match the sport and position’s hazards.
Families rely on these policies to maintain financial stability after a tragic loss. Some colleges even provide basic life insurance to all athletes.
Pro Athlete Policies
Professional sports require life insurance commensurate with income. Star players earn salaries in the millions yearly. Bollinger policies match these earning levels so families stay financially secure.
A pro basketball player might insure his life for $15 million. A baseball MVP could have a $25 million policy. Coverage scales to income and family situation. Rates reflect statistical mortality data.
Individualized Eligibility
Bollinger underwriters assess each applicant’s unique situation. Age, health, family needs, and risk factors determine eligibility and premiums. There are no “one-size-fits-all” policies.
Applicants undergo medical review. Athletes with controlled conditions can still qualify for cost-effective coverage.
Policy Structures
Bollinger offers both term life insurance and permanent universal life products. Term coverage provides protection for set periods – 1 year, 5 years, etc. Universal plans offer lifetime coverage.
Permanent insurance also builds cash value. This provides living benefits beyond just the death payout. Pros often favor universal life’s lasting protection.
So protect your athletic passion with Bollinger life insurance. Their experienced underwriters will craft comprehensive, affordable coverage customized for your needs and budget.
Disability Insurance from Bollinger
In sports, injuries happen. While most aren’t career-ending, some can permanently impact your ability to compete. That’s where Bollinger disability insurance helps safeguard your athletic livelihood.
Disability coverage provides financial security when an injury takes you off the field. Payouts offset lost income from reduced play time or early retirement. Rates are tailored to each sport’s inherent risks.
Here’s how Bollinger disability insurance protects athletes:
Youth Policies
Permanent injuries rarely happen at young ages. But Bollinger offers youth disability coverage as added protection. Modest payouts could fund medical needs or education costs if an injury impedes sports participation.
High School and College Plans
The higher the level, the higher the risks. Bollinger disability coverage up to $250,000 is available for elite amateur athletes. Payouts help top prospects maintain their lifestyle after injury.
A college football starter projected as a top NFL draft pick could insure future pro earnings. A career-ending knee injury means lost millions down the road.
Pro Athlete Protection
Pros insure their bodies to match incomes. NFL quarterbacks may insure their throwing arms for $30 million. NHL enforcers insure against concussion effects that could end their tenure.
Career-ending payouts let pros maintain financial security after premature retirement. Rates reflect statistical injury data for each sport and position.
Specialty Coverage
Bollinger also insures non-traditional athletes. BMX racers, bull riders, MMA fighters – their bodies are their livelihoods. Disability coverage is essential to replace income after severe injury.
Even weekend warriors can get specialty disability insurance. Bollinger underwriters will assess individual needs and risks.
Partial vs. Total Disability
Policies make distinctions between partial and total disability. If an injury reduces ability but doesn’t preclude competition totally, partial benefits apply.
Of course, permanent total disability results in the maximum payout. The coverage matches each athlete’s needs.
Don’t leave your financial future up to chance. Insure your athletic ability with Bollinger disability insurance tailored for your sport and situation.
Bollinger Sports Injury Insurance
From bumps and bruises to season-ending breaks, injuries are an unavoidable part of sports. But you can protect yourself from the financial impacts with Bollinger sports injury insurance.
Bollinger policies help offset the costs of sports injuries, including medical treatment, rehabilitation, and lost wages. Rates vary based on the inherent risks of each sport and position played.
Here’s a look at how Bollinger injury coverage aids recovery:
Youth Sports Plans
Even kid leagues see sprains, fractures, and concussions. Bollinger offers affordable youth sports injury insurance to supplement primary health plans. This provides extra resources for needs like physical therapy copays or braces/supports.
High School and College Policies
As competition increases, so do injury exposures. Bollinger college plans cover costly knee ligament tears, shoulder dislocations, and other harm that may require surgery and extended rehab.
Elite high school athletes are also insured for six-figure payouts in case injury jeopardizes college scholarship potential.
Pro Athlete Coverage
Pros insure their bodies just like their incomes. Million dollar payouts help NFL linemen mend torn rotator cuffs. NHL goalies offset lost salary from concussions. LPGA pros repair ACL tears.
Typical pro policies start around $500,000 and extend beyond $10 million for superstars.
Deductibles and Copays
Like health insurance, deductibles and copays apply. For minor injuries, athletes cover initial costs up to the deductible amount. More severe cases with higher expenses and lost income tap into coverage.
No one wants to think about getting hurt. But Bollinger insurance alleviates financial stress so you can focus on healing.
Non-Traditional Sports
MMA, bull riding, wrestling, snowboarding – Bollinger insures athletes in sports with higher risks. Rates and coverage limits reflect the frequency and severity of injuries unique to each sport.
Even adult recreational league players can get coverage for sprains and fractures from weekend warrior activities.
Don’t let injury sideline your budget. Get back in the game faster with Bollinger sports injury insurance.
Insuring High School Athletes with Bollinger
As high school athletes strive for college scholarships and pro dreams, injury risks also intensify. Bollinger Insurance helps protect promising young competitors with tailored coverage.
High school sports see sprains, fractures, concussions and other harm that requires treatment and rehab. Some injuries can impact college recruitment and scholarship potential too.
Here’s how Bollinger insurance safeguards high schoolers:
Injury Insurance
Bollinger athletic injury plans help offset costs like deductibles, copays, braces, physical therapy, and travel for treatment. Payouts up to $100,000 are common for elite prep stars.
Knee ligament tears, shoulder dislocations, and fractures often require surgery and extended rehab at the high school level. This coverage fills financial gaps.
Disability Insurance
A severe injury could also dent a promising athlete’s future college and pro career prospects. Bollinger disability insurance provides a payout up to policy limits in such an unfortunate scenario.
For example, a star high school quarterback projected as a top DI recruit suffered a career-ending concussion. His disability coverage helped replace some of his lost future college scholarship and pro contract value.
Loss of Value Insurance
Similarly, “loss of value” coverage fills the gap when an injury reduces an elite prep athlete’s future earnings potential. A knee ligament tear might cut into a top basketball prospect’s future pro salary range.
This insurance provides protection for high schoolers on track to receive full-ride DI scholarships or play professionally.
Peace of Mind for Parents
Even with primary health insurance, out-of-pocket costs from major sports injuries can strain families. Bollinger supplemental plans alleviate this financial stress and provide peace of mind.
Parents also appreciate Bollinger’s personal service and sports medicine expertise. They help parents navigate the complex process so kids can focus on recovery.
Bollinger understands high schoolers have big dreams on the line. Their insurance products help protect those ambitions against injury setbacks.
College Athlete Insurance Options
As college athletes pursue pro dreams, injury risks escalate. Bollinger Insurance helps protect these ambitious competitors with tailored coverage options.
College sports come with higher speeds, bigger impacts, and more intense training regimens. Significant injuries are common, often requiring surgery and extended rehab.
Here’s how Bollinger safeguards college athletes:
Injury Insurance
Bollinger injury plans help cover deductibles, copays, travel costs, braces, physical therapy and other out-of-pocket expenses. Payouts from $100,000 to $1 million help athletes focus on recovery.
A college football starter could insure his ACL for $250,000 against a tear. A women’s basketball standout could insure each knee for $500,000.
Disability Insurance
A severe injury could also jeopardize an athlete’s pro career potential. Bollinger disability insurance provides income replacement in such an event.
For example, a college hockey forward projected as a top NHL draft pick suffers a spinal cord injury. His disability policy helps make up for diminished future pro earnings.
Loss of Value
Likewise, “loss of value” coverage bridges the gap when an injury reduces expected future salary as a pro. A shoulder labrum tear might cut into a college QB’s future draft position and contract value.
This protects projected high draft picks who suffer an untimely setback.
Peace of Mind
Big-time college sports require big-time insurance. Even with school coverage, out-of-pocket costs from major injuries can be substantial.
Supplemental Bollinger policies alleviate financial stress so athletes can focus on academics and performance. And pros with past college injuries appreciate Bollinger’s support and expertise as they embark on pro careers.
So whether you need six-figure injury insurance or career-protecting disability coverage, Bollinger has college athletes covered.
Pro Athlete Insurance Choices
Pro sports mean big risks and big rewards. Bollinger Insurance helps pros protect their livelihoods with tailored coverage options.
Professional athletes rely on their bodies to earn a living. A serious injury can mean lost games, diminished performance, and reduced wages. Insurance provides financial peace of mind.
Here’s how Bollinger Insurance safeguards pros:
Injury Insurance
Pro injury policies cover medical costs, rehabilitation, deductibles/copays and more. NFL linemen insure knees and shoulders for millions. Pitchers insure their arms. Hockey enforcers insure against concussions.
Coverage amounts scale to potential lost income from missed play time. Stars carry policies from $1 million to over $10 million.
Disability Insurance
A career-altering injury could force an athlete into premature retirement. Disability insurance provides income replacement to maintain their lifestyle.
For example, a pro basketball forward insures his ACL for $30 million against a tear that ends his career. His policy protects his family’s financial future.
Life Insurance
Though rare, tragedy can strike. Pros insure their lives to protect family members in the event of passing. Policies range from $1 million to over $50 million based on income.
This coverage gives stars peace of mind knowing spouses and children are provided for after a tragic loss.
Specialty Coverage
Bollinger also offers specialty policies like loss of value, disability, and liability insurance. No sport is too dangerous – NFL, NHL, NASCAR, bull riding, MMA…Bollinger can tailor coverage.
Even retired pros need coverage. Concussion claims are increasing; disability income replaces lost coaching/broadcasting wages.
Trust the 70+ year leader in sports insurance to protect your pro career and those you love. Bollinger offers unmatched expertise and personalized service for pros.
Insuring Extreme Sports with Bollinger
Extreme sports mean extreme risks. But Bollinger Insurance offers customized coverage so thrill-seekers can push limits with financial security.
From big wave surfing to BASE jumping, extreme athletes rely on finely-tuned reflexes and top conditioning. Serious injury could disrupt income and sponsors.
Here’s how Bollinger insures extreme sport competitors:
Injury Insurance
Bollinger athletic injury plans cover medical bills, therapy, travel costs and income loss from missed events. Red Bull athletes insure against fractures and concussions for six-figure payouts.
Rates and coverage limits reflect statistical risks for each sport – high for wingsuit flying, lower for skateboarding.
Disability Insurance
For pros earning income from feats of daring, a disabling injury could end a career. Disability coverage provides financial security in case the worst happens.
An X Games snowmobiler could insure against spinal cord injury for a policy over $1 million. This protects his family and lifestyle if he can no longer perform.
Life Insurance
Though uncommon, tragic accidents can occur. Bollinger life insurance gives extreme athletes peace of mind that loved ones are provided for if the unthinkable happens.
Even iTunes and YouTube daredevils purchase modest coverage in case viral fame is cut short.
Specialty Coverage
Bollinger’s expertise insuring traditional pro sports transfers to extreme pursuits. They understand the risks and needs facing individual athletes and organizations.
Coverage can include gear, liability, loss of sponsorships, event cancellation and more. Bollinger will tailor policies to address unique exposures.
Why risk your lifestyle and family’s future? Contact Bollinger Insurance today to protect your extreme career.
Bollinger Insurance for Youth Sports Leagues
From city rec leagues to elite travel teams, Bollinger Insurance helps protect young athletes. We offer customized policies so league organizers can focus on developing kids’ skills and passion for sports.
Youth sports see their share of sprains, breaks and concussions. Bollinger insurance products help leagues, coaches and parents handle injuries and claims responsibly.
Here is the coverage we provide for youth athletics:
General Liability
Even innocent plays can result in allegations of negligence – claims of unsafe fields, poor supervision, and more. Our liability insurance protects leagues against lawsuits so kids can play freely.
Accident Insurance
Supplemental injury coverage pays benefits regardless of fault for needs like medical copays and physical therapy. This fills gaps left by primary health insurance.
Equipment Insurance
From team gear to complex playgrounds and bleachers, we cover sports assets against damage and theft. This protects your club’s investments.
Participant Coverage
For direct-to-consumer policies, parents can purchase individual injury, disability and life insurance for added protection.
Director and Officer Insurance
We shield volunteer boards and decision makers from personal liability for management decisions. This encourages community involvement.
With Bollinger’s affordable coverage, leagues can offer top-notch programs that make lifelong memories. Contact us today to review policy options for your youth athletics organization.
Adult Recreational Sports Insurance
As we age, we still need activity. Bollinger Insurance helps weekend warriors protect their sports lifestyle with tailored coverage.
From casual rec leagues to competitive tournaments, adult sports see sprains, fractures and other injuries. Medical bills and lost wages can add up, even if you have primary health insurance.
Here’s how Bollinger protects recreational competitors:
Rec League Insurance
We provide customized coverage for adult rec sports organizations. General liability shields against lawsuits. Accident medical helps offset injury costs for players.
Individual Plans
Direct purchase policies protect individual weekend warriors. Affordable rates fit most budgets. We offer:
- Injury insurance – helps cover medical bills, rehab costs
- Disability insurance – offsets income loss if injured
- Life insurance – protects family from unexpected loss
Tournament Coverage
We insure single-sport weekend tournaments and competitions. Coverage includes liability, medical expenses, property damage, and event cancellation.
Sports Camp Insurance
Our camp policies shield organizers against allegations of negligence and offset injury costs that primary insurance doesn’t cover.
We customize coverage for unique risks – policies for bull riding schools, MMA training, and more.
Don’t let injury sideline your fitness and fun. Insure your recreational sports lifestyle with Bollinger.
Bollinger Insurance for Sports Events
From local 5Ks to massive marathons, sports events need protection too. Bollinger Insurance shields race directors and organizations with tailored policies.
Events involve extensive logistics, large crowds, and inherent injury risks. Even with the best planning, allegations and accidents happen.
Bollinger safeguards sports events with coverage including:
General Liability Insurance
We cover bodily injury, property damage, and personal injury claims alleging event negligence. This protects against lawsuits from falls, traffic incidents and more.
Participant Accident Coverage
Supplementary medical coverage pays benefits regardless of fault for needs like hospital bills, rehab and medical equipment. Limits and premiums scale to event size and type.
Event Cancellation Insurance
Our policies reimburse lost revenue and operating costs if extreme weather, terrorism, accidents or other circumstances force cancellation. This protects finances and reputation.
Equipment Insurance
We insure valuable gear like timing systems, tents, bleachers and technology against damage and theft during transit and on event day.
Rain Insurance
For major competitions, we offer customizable rain protection including full cancellation benefits.
With Bollinger’s tailored insurance, sports event directors can focus on delivering top-notch experiences to participants and fans. Learn more today.
International Sports Insurance from Bollinger
Bollinger Insurance empowers athletes and organizations to compete with confidence worldwide. Our global experience helps international competitors protect their athletic livelihoods.
Sports are now borderless pursuits, with pros playing abroad and youth teams traveling for tournaments. New exposures emerge in each country.
Here’s how we help secure the international sports landscape:
Travel Insurance
We offer comprehensive plans covering medical needs, trip cancellation, lost baggage, and other travel disruptions. This protects touring youth teams and traveling pros.
Foreign Liability Insurance
Lawsuits risks vary by country. Our liability coverage protects vising athletes and coaches from local legal action.
Kidnap & Ransom Insurance
For pros in volatile regions, we offer kidnap and ransom coverage up to policy limits. This provides access to response specialists.
Amateur Event Insurance
We shield international youth tournaments and friendly matches from liability claims and provide injury coverage to fill local insurance gaps.
Pro Career Coverage
Pros need income and disability protection while playing abroad. Our coverage gives peace of mind when away from home turf.
With operations worldwide, we simplify insurance so athletes can focus on performance. Count on Bollinger to protect your international sports lifestyle.
The Benefits of Choosing Bollinger for Sports Insurance
When it’s time to protect your athletic endeavors, Bollinger Insurance offers unmatched benefits:
70+ Years of Expertise
Founded in 1950, Bollinger has decades of experience tailoring coverage for amateur and pro sports. Trusted by athletes globally, we’ve paid millions in claims with a 96% customer satisfaction rating.
Customized Policies
As sports risks evolve, so does our approach. We craft personalized policies reflecting your sport’s hazards and unique exposures. Get the right coverage, not boilerplate insurance.
Financial Strength & Stability
With an A rating from industry authorities like A.M. Best, we maintain rock-solid financials to pay claims quickly. Many competitors come and go – Bollinger sustains generational continuity.
White Glove Service
You’re not just a policyholder – you’re a partner. Our in-house experts provide hands-on guidance for the life of your relationship with us. We simplify insurance so you can focus on sports.
Unrivaled Medical Expertise
We employ dedicated sports medicine professionals to assess needs, streamline care, and optimize outcomes. Your wellbeing matters beyond just an insurance payout.
Get specialized coverage and service for your athletic lifestyle. Insure with Bollinger to protect your passions on and off the field.
How to Get a Quote from Bollinger Insurance
Ready to protect your athletic lifestyle with Bollinger? Getting a customized insurance quote is easy – simply follow these steps:
Visit Our Website
Go to www.bollingerinsurance.com and navigate to the Sports Insurance section. Fill out the quick quote form with basic information like age, sport played, and coverage needs.
Connect with an Agent
A licensed Bollinger agent will promptly contact you to discuss coverage options. They’ll answer questions and make recommendations based on your sport’s risks.
Provide Additional Information
Your agent will request further details to generate an accurate quote. Be ready to supply info on income, contract status, past injuries, disability ratings, and other relevant factors.
Review Plan Details
Your agent will present proposed policy details like coverage amounts, rates, exclusions, and deductibles. Make sure the quote aligns with your needs.
Complete Paperwork
If satisfied with the customized quote, complete required paperwork provided by your agent. This includes the application, medical questionnaires, and beneficiary designation form.
The entire process is streamlined for convenience. Bollinger prioritizes personalized service to craft the optimal coverage at the fairest price.
Don’t wait to protect your athletic endeavors – get a quote today! Bollinger Insurance has you covered from youth leagues to the pro ranks.