What are the top housing options in La Crosse, Wisconsin. How much do rentals cost in this scenic river city. Where can you find the best neighborhoods for families, students, and professionals. What factors should you consider when searching for a home in La Crosse.

Diverse Housing Options in La Crosse: From Downtown Apartments to Rural Properties

La Crosse, Wisconsin, a charming river city with a population of around 50,000, offers a wide array of housing options to suit various preferences and budgets. Whether you’re a student, young professional, or family looking to settle down, La Crosse has something for everyone.

Urban Living: Downtown and Campus Area

The downtown area and neighborhoods near the University of Wisconsin-La Crosse campus are popular for their vibrant atmosphere and convenient amenities. Here, you’ll find:

• Rental apartments and condos in historic buildings
• Modern, high-end developments with fitness centers and rooftop lounges
• Easy access to local shops, restaurants, and nightlife

Suburban and Family-Friendly Neighborhoods

For those seeking a quieter lifestyle or more space for their families, La Crosse’s suburban areas offer a range of options:

• Single-family homes in established neighborhoods like Washburn, Hintgen, and Grandview
• Newer subdivisions on the north and south sides of La Crosse
• Charming older homes with historic details and modern amenities

Rural Living on the Outskirts

If you dream of a country lifestyle while still being close to city amenities, consider areas like St. Joseph Ridge, Campbell, and Medary. These locations offer:

• Rural properties and hobby farms
• Move-in ready farmhouses
• Opportunities to build custom homes on multi-acre lots

Understanding La Crosse’s Rental Market: Prices and Trends

Rental prices in La Crosse are relatively affordable compared to larger Midwest cities. Here’s a breakdown of what you can expect to pay:

• Studios: $500-$600 per month
• One-bedroom apartments: $600-$800 per month
• Two-bedroom apartments: $800-$1,200 per month
• Three-bedroom rental homes: $1,200-$1,500+ per month

Factors influencing rental prices include location, age of the building, amenities, and proximity to popular areas like downtown or the university campus.

Cost of Living Considerations

When budgeting for housing in La Crosse, it’s essential to consider the overall cost of living. How does La Crosse compare to other cities in terms of expenses? Here are some key points:

• Groceries and utilities are generally in line with national averages
• Healthcare costs tend to be lower than the national average
• Transportation expenses can vary depending on your location and commute

Overall, La Crosse offers a relatively affordable lifestyle, making it an attractive option for those looking to balance quality of life with reasonable living expenses.

Navigating the La Crosse Real Estate Market: Buying a Home

For those interested in purchasing a home in La Crosse, the market offers a diverse range of options at various price points. Understanding the local real estate landscape can help you make an informed decision.

Historic Homes in Established Neighborhoods

Many buyers are drawn to La Crosse’s charming older homes, which often feature:

• Beautiful woodwork and natural light
• Unique architectural details
• Prime locations in established neighborhoods

Prices for these homes typically range from $100,000 to $300,000, depending on size, condition, and location.

Modern Homes in New Developments

If you prefer contemporary design and amenities, La Crosse’s newer subdivisions offer:

• Brand-new single-family homes
• Options ranging from cozy two-bedroom ranches to spacious executive homes
• Custom finishes and modern features like granite countertops and stainless steel appliances

Prices for these homes start in the mid $200,000s and can exceed $1 million for luxury properties.

Working with a Local Real Estate Agent

Engaging an experienced local real estate agent can be invaluable when buying a home in La Crosse. They can:

• Provide insights on the best listings in your price range
• Negotiate on your behalf
• Guide you through the closing process
• Offer local market knowledge and trends

Key Factors to Consider When Choosing a Home in La Crosse

Beyond the type of home and its location, several other factors should influence your housing decision in La Crosse:

Education and Schools

La Crosse boasts quality educational options, including:

• La Crosse School District, serving most areas of the city
• Nearby districts like Onalaska and Holmen
• Higher education institutions such as the University of Wisconsin-La Crosse

Employment and Commute

Consider proximity to major employers and your daily commute. Some of the largest employers in the area include:

• Gundersen Health System
• Kwik Trip headquarters
• University of Wisconsin-La Crosse

Outdoor Recreation and Lifestyle

La Crosse’s natural beauty and recreational opportunities are a major draw. Look for homes that offer easy access to:

• Parks and trails
• The Mississippi River for boating and fishing
• Scenic bluffs for hiking and sightseeing

Financial Considerations

Don’t forget to factor in additional costs associated with homeownership:

• Property taxes
• Closing costs
• Utility expenses
• Maintenance and repairs

Leveraging Local Resources for Your La Crosse Housing Search

Take advantage of the numerous local resources available to assist you in finding the perfect home in La Crosse:

Housing Authority of La Crosse

The Housing Authority offers various services, including:

• Rental housing listings
• Information on affordable housing options
• Resources for first-time homebuyers

Local Real Estate Agencies

Reputable real estate agencies in La Crosse can provide:

• Access to MLS listings
• Market insights and trends
• Guidance throughout the buying or renting process

Nonprofit Organizations

Several nonprofits in the area offer valuable assistance, such as:

• Home buying education programs
• Downpayment assistance grants and loans
• Home improvement financing options

Exploring La Crosse’s Unique Neighborhoods and Communities

Each neighborhood in La Crosse has its own distinct character and amenities. Here’s a glimpse into some popular areas:

Downtown La Crosse

The heart of the city offers:

• Historic architecture and charming streets
• Vibrant dining and entertainment scene
• Easy access to the riverfront

Grandview-Emerson

This family-friendly neighborhood features:

• Well-maintained older homes
• Tree-lined streets
• Proximity to schools and parks

Bluffside

Nestled against the bluffs, this area offers:

• Stunning views of the city and river
• A mix of historic and modern homes
• Easy access to hiking trails

Financing Your La Crosse Home: Mortgages, Incentives, and Assistance Programs

Understanding your financing options can make homeownership more accessible in La Crosse:

Mortgage Options

Explore various mortgage types, including:

• Conventional loans
• FHA loans for first-time buyers
• VA loans for veterans
• USDA rural development loans

First-Time Homebuyer Programs

La Crosse offers several programs to assist first-time buyers:

• Down payment assistance grants
• Low-interest loans for closing costs
• Homebuyer education courses

Tax Incentives

Look into potential tax benefits for homeowners, such as:

• Mortgage interest deductions
• Property tax deductions
• Energy-efficient home improvement credits

By taking advantage of these financing options and assistance programs, you can make your dream of owning a home in La Crosse a reality.

Embracing La Crosse’s Lifestyle: Community Events and Cultural Attractions

When choosing a home in La Crosse, consider how the city’s vibrant culture and community events can enhance your lifestyle:

Festivals and Celebrations

La Crosse hosts numerous events throughout the year, including:

• Oktoberfest USA, one of the largest outside of Munich
• Riverfest, a Fourth of July celebration along the Mississippi
• La Crosse Winter Rec Fest, featuring winter sports and activities

Arts and Culture

The city boasts a rich cultural scene with attractions such as:

• La Crosse Center for the Arts
• Pump House Regional Arts Center
• Weber Center for the Performing Arts

Outdoor Recreation

Take advantage of La Crosse’s natural beauty through activities like:

• Hiking in Grandad Bluff Park
• Biking on the La Crosse River State Trail
• Kayaking and fishing on the Mississippi River

By considering these aspects of La Crosse’s lifestyle, you can find a home that not only meets your housing needs but also aligns with your interests and desired quality of life.

The Different Types of Housing Available in La Crosse

If you’re considering a move to the charming river city of La Crosse, Wisconsin, one of your first steps will be finding the right home. This college town with a population around 50,000 offers a range of quality housing options to meet diverse needs and budgets.

For starters, the downtown area and neighborhoods near the University of Wisconsin-La Crosse campus feature plenty of rental apartments and condos. These range from older, affordable units in historic buildings to newer, high-end developments with amenities like fitness centers and rooftop lounges. Within walking distance to local shops and nightlife, these centrally located rentals appeal to students and young professionals.

In the greater La Crosse area, you can find rental single-family homes, duplexes, and townhouses. Rental prices typically range from $500 for a simple one-bedroom apartment to $1,500 or more for a newer three-bedroom house. Compared to larger Midwest cities, the overall cost of living and rental rates in La Crosse are relatively low.

Of course, many people moving to La Crosse prefer to buy their own home. In neighborhoods like Washburn, Hintgen, and Grandview, you’ll find charming older homes built in the early 1900s, many with beautiful woodwork, natural light, and other historic details. Expect to pay $100,000 to $300,000 for these homes, depending on size, updates, and location.

Newer suburban subdivisions on the north and south sides of La Crosse offer brand-new single-family homes ranging from cozy two-bedroom ranches to spacious executive homes with over 4,000 square feet of living space. These modern homes allow you to pick custom finishes and often include amenities like two-car garages, granite countertops, and stainless steel appliances. Prices range from the mid $200,000s to over $1 million.

For those wanting a peaceful country feel just outside the city, places like St. Joseph Ridge, Campbell, and Medary offer rural properties and hobby farms. You can find move-in ready farmhouses in the $300,000s or build your dream home on a multi-acre lot.

No matter your preferred neighborhood or home style, it’s helpful to work with an experienced local real estate agent when buying a home in La Crosse. They can advise you on the best listings in your price range, negotiate on your behalf, and guide you through the closing process.

Key Factors to Consider in Your Home Search

Location and home style naturally play a big role in your search, but keep these other key factors in mind as well:

• Schools – The La Crosse School District serves most areas of the city, while other quality districts like Onalaska and Holmen are just outside town.
• Commute – Convenient access to major employers like Gundersen Health System and Kwik Trip headquarters.
• Outdoor recreation – Parks, trails, boating, fishing, and more right at your doorstep.
• Taxes and fees – Property taxes, closing costs, utility expenses, etc.
• Incentives – Special mortgage programs, downpayment assistance, and tax credits for qualifying homebuyers.

Doing your homework on these factors will help you find the ideal neighborhood and home to match your lifestyle and budget long-term.

Tap Into Local Resources for Your Housing Search

The housing authority of La Crosse, real estate agencies, and local nonprofits offer invaluable tools and services for your search:

• Rental housing listings – Find apartments, houses, duplexes, and more available for rent.
• Home buying education – Get guidance on the purchase process and owning a home.
• Downpayment assistance – Qualify for grants and low-interest loans to cover your downpayment.
• Home improvement loans – Finance projects to update your new or existing home.

Connecting with these local resources, on top of your own online research, will give you a complete picture of the La Crosse housing market.

The Vibrant, Scenic City Awaits

From the bluffs flanking the Mississippi River to the restaurants and shops downtown, La Crosse offers natural beauty, small-town charm, and an outstanding quality of life. Taking the time to explore all your housing options will help ensure you find the perfect place to call home in this one-of-a-kind river city. With an array of housing types at a range of prices, you’re sure to discover your ideal match.

Rental Prices and Cost of Living in the Area

When evaluating housing options in La Crosse, an important factor to research is the range of rental prices and overall cost of living. While prices are relatively affordable compared to larger cities, it’s still smart to understand the market rates to budget accordingly.

Starting with apartments, you can find small studios downtown or near UW-L for $500-$600 per month. One-bedrooms range from $600-$800, while two-bedrooms usually span $700-$1,000. Newer luxury apartments in hot areas like Riverside North might charge $1,200-$1,500 for a one or two bedroom.

For rental houses, expect to pay $800-$1,200 for a basic two- or three-bedroom. Larger executive homes can run $1,500-$2,500 per month. Prices vary widely based on size, location, amenities, age of the home, and other factors. Working with a rental agent can help you identify good values for your needs.

When it comes to owning a home in La Crosse, median list prices currently run from around $170,000 for a small two-bedroom starter home to $380,000 for a four-bedroom house in a top school district. Taxes add roughly 1-2% of the home value per year. Overall, you can enjoy a comfortable, affordable lifestyle here versus larger Midwest cities.

Some estimated monthly costs for a La Crosse family to budget for:

• Mortgage payment – $800-$1,500
• Utilities – $200-$400
• Groceries – $400-$600
• Car insurance – $100-$200
• Health insurance – $300-$500
• Entertainment, dining out – $200-$400

While prices have risen a bit recently, the overall cost of living remains reasonable in La Crosse. Careful budgeting for housing, transportation, utilities, groceries, and healthcare will help you live comfortably.

Some ways to maximize value in your housing search include:

• Consider homes just outside the city limits to find lower taxes and prices.
• Look for income-based apartments with reduced rents.
• Take advantage of downpayment assistance programs when buying.
• Negotiate rental prices and lock in multi-year leases.
• Invest in energy efficiency to lower utility bills.

With a mix of careful planning, budget discipline, and smart compromises, you can secure quality housing in La Crosse that fits your lifestyle and financial situation.

Top Neighborhoods and Suburbs to Consider When Moving to La Crosse, WI

If you’re considering a move to La Crosse, Wisconsin, you’ll want to explore the various neighborhoods and suburbs to find the right fit for your lifestyle, budget, and preferences. La Crosse offers a range of housing options, from historic homes in the city center to new constructions in the outskirts. Here are some of the top areas to consider:

Downtown La Crosse

Downtown La Crosse sits along the Mississippi River and is known for its historic architecture, restaurants, shops, and nightlife. Popular neighborhoods include the Washburn, Cass and State Streets Historic Districts. These areas feature beautiful Victorian, Queen Anne, and Italianate homes built in the late 1800s. Living downtown puts you steps from the riverfront parks, farmer’s market, and local events.

La Crosse’s North Side

Just north of downtown you’ll find the North Side neighborhood and areas like Washburn, Powell-Poage-Hamilton, and Lower North Side. These diverse neighborhoods have a mix of housing options from older homes to new developments. The north side is close to grocery stores, schools, churches, and other amenities. Attractions like Copeland Park and the La Crosse Center are also located on the north side.

Shelby-Fairview-Midway

These adjoining neighborhoods southwest of downtown provide easy access to major highways and big box stores. Mostly residential, you’ll find split levels, ramblers, apartment complexes and more here. Parks like Veteran’s Memorial Park and neighborhood eateries add to the appeal. The location provides a quieter alternative to downtown while still being close by.

La Crosse’s South Side

The south side of La Crosse offers established neighborhoods with mature trees, parks, and community amenities. Areas to look at include Lincoln, Washburn, and Lower South Side. Housing options include beautiful old homes mixed with some newer single-family residences. South side residents enjoy attractions like the Myrick Park Center, the marsh, and riverside walking paths.

Hintgen Park Area

Near the University of Wisconsin-La Crosse campus, neighborhoods around Hintgen Park boast charming early 20th century homes and newer townhomes. This area appeals to professionals, families, and students alike. Proximity to the college, hospitals, and Marsh offer convenience. Restaurants and shops are concentrated around nearby business districts.

La Crescent

Just across the Mississippi River, this Minnesota city feels like an extension of La Crosse. La Crescent offers a slower pace with beautiful bluff views. Neighborhoods feature ramblers, split-levels, Victorian homes and apartment living. Attractions include Apple Blossom Park, the Apple Blossom scenic drive, and the golf course. It’s minutes to La Crosse via the interstate bridge.

Onalaska

Located just north of La Crosse, Onalaska provides small town living within easy reach of the city. Neighborhoods include traditional homes, lakefront properties, condos, townhomes, and apartments. Great schools, parks, and recreation give Onalaska family appeal. Attractions include Lake Onalaska, the extensive trail system, and amenities like the OmniCenter.

Holmen

This village north of Onalaska offers a peaceful setting along the Mississippi River. Family-friendly neighborhoods feature modest starter homes to executive dwellings. Outdoor recreation abounds with access to parks, trails, and the river. Other highlights include the dairy community’s excellent schools, civic center, and shopping.

West Salem

Just across the interstate bridge, West Salem provides a small town feel within a 10 minute drive of La Crosse. Neighborhoods range from quaint mid-century homes to new housing and apartment developments. The walkable downtown, community pool, brewery, stores, and riverfront trails give West Salem robust amenities.

Shelby

Bedroom community Shelby lies 7 miles south of La Crosse. Large lots, ramblers, and split-level homes dominate the landscape. Highlights include the golf course, parks, festivals, fishing, and access to the regional trail system. Proximity to Amish country also appeals to residents.

Campbell

Peace and quiet in the countryside attract residents to Campbell. Situated 15 minutes from La Crosse, secluded properties and hobby farms dot the landscape. Small town living comes with access to trails, fishing, and the community pool. Larger homes on bigger lots offer an escape from city life.

Medary

Medary’s location off Interstate 90 makes it a desirable bedroom community. Just 10 miles west of La Crosse, it offers scenic bluff views and recreational access to the Mississippi. Reasonably priced ramblers, Cape Cods, and ranch style homes draw families and professionals.

Bangor

Located 20 miles northeast of La Crosse, Bangor offers small town living surrounded by rolling farmland. Modest starter homes mix with lakefront dwellings ideal for water recreation. Bangor is close to Nordic Ridge County Park and the extensive rails to trails networks for biking and hiking.

La Crosse offers much to explore when finding the ideal neighborhood or suburb to call home. Consider your lifestyle, budget, and preferences when researching the various communities. Drive around each area to get a true feel for the vibe and amenities. Consult local real estate agents who can suggest ideal locations based on your wishlist. With an array of options minutes from the heart of La Crosse, you’re sure to find the perfect fit.

Schools and Education Options for Families

Finding the right school for your kids is one of the most important decisions any parent has to make. With so many options available, it can feel overwhelming trying to navigate the school system and figure out what will work best for your family’s needs. Here in La Crosse, Wisconsin, families are fortunate to have a range of quality public and private school choices to consider.

Let’s take a look at some of the top education options for families living in the La Crosse area:

La Crosse School District

The La Crosse School District oversees 21 public schools serving over 10,000 students from pre-kindergarten through 12th grade. The district has a strong academic record, with standardized test scores consistently ranking above state and national averages. There are seven elementary schools, two middle schools, and two high schools to choose from. The high schools, Central and Logan, offer a wide selection of honors/AP courses, electives, and extracurricular activities. Central High also houses the LaX Charter program, an alternative public high school with more flexibility in scheduling and curriculum.

For families looking for a back-to-basics approach, Longfellow Liberal Arts School is a popular K-5 option providing multi-age classrooms and an interdisciplinary, project-based learning model. The School District of La Crosse takes pride in its diversity and commitment to arts, athletics, and innovative programming across all grade levels.

Private Schools

In addition to outstanding public schools, La Crosse has several private and parochial school choices:

• Aquinas Catholic Schools – With campuses on La Crosse’s south side, Aquinas offers private Catholic education from toddler through high school. Academics are faith-based and student-focused.
• Calvary Bible Church Academy – This private Christian school located in La Crescent provides Christ-centered education for PreK-12th grade.
• Coulee Christian School – Small classes and individualized attention are hallmarks of this non-denominational Christian school serving K-8 students.
• La Crosse Montessori School – This school fosters creativity and independence through student-directed learning based on the Montessori method.

Private schools typically have smaller class sizes than their public counterparts and promote community, character, and religious values along with strong academics. They do require tuition, so cost and affordability are important considerations.

Charter Schools

Charter schools are independently run public schools authorized by school districts or other entities. La Crosse has one charter option:

• LaX Charter High School – This alternative public high school within Central High School provides more flexible scheduling and experiential, passion-based learning.

As tuition-free public schools, charters are open to all students, though spots are limited. The curriculum is often more innovative, though accountability for test scores and other standards remains.

Homeschooling

Some La Crosse parents decide that homeschooling is the best fit for their family. Wisconsin law allows parents to fully control their child’s education at home. Homeschooling allows completely customized learning, though does require significant time and effort from parents. There are also local groups and co-ops available to provide activities, field trips, proms, and support for families who homeschool.

Technical Colleges & Universities

For high schoolers interested in technical training or pursuing higher education close to home, La Crosse has outstanding options right in the community:

• Western Technical College – This public technical college offers career-focused associate degree and certificate programs in healthcare, business, computers, and the trades.
• University of Wisconsin-La Crosse – One of the top public universities in the Midwest, UW-La Crosse provides career-oriented undergraduate and graduate degree programs to over 10,000 students.
• Viterbo University – This 4-year Catholic liberal arts university emphasizes ethics and community service along with academics.

From traditional public schools to private academies to college options, families living in La Crosse truly have access to high-quality education at all levels. Taking the time to research the different options and visit schools can help parents find the perfect match to serve their child’s unique needs and learning style.

Parks, Recreation, and Outdoor Activities Nearby

One of the best things about living in La Crosse is the abundance of parks, recreation options, and access to the outdoors right in our own backyard. From scenic riverfront trails to community sports programs, there are activities for all ages and interests to enjoy throughout the year.

Let’s explore some of the top parks and recreational facilities that make La Crosse a great place to live, work, and play:

Riverside Park & Recreational Trail

Without a doubt, Riverside Park is the gem of La Crosse’s park system. This sprawling park stretches for miles along the shore of the Mississippi River, offering hiking and biking trails, boat launches, picnic areas, and scenic river vistas. The park connects to the La Crosse River State Trail, providing a continuous paved trail perfect for running, walking, biking, rollerblading, and wheelchairs.

Riverside Park hosts many popular community events like the Rotary Lights Display, Oktoberfest, and La Crosse Marathon. With both passive and active recreational opportunities, Riverside Park has something for everyone to enjoy.

Myrick Park & Center

Historic Myrick Park in downtown La Crosse is a beloved community green space. The park features the La Crosse Center building, home to the city’s convention center, ice arena, and outdoor concert venue. Families flock to the park to enjoy the picnic areas, sledding hill, and inflatable attractions at the Winter Wonderland event.

Inside Myrick Park Center you’ll find the La Crosse Public Library, senior center, community education classes, and the foundation for La Crosse’s extensive parks and recreation programming.

Municipal Pools & Beaches

When summer heats up, La Crosse offers several options to cool off in the water:

• Veterans Memorial Pool – Outdoor pool with diving boards, slides, concessions.
• Wilson Park Wading Pool – Free splash pad style pool.
• Green Island Beach – Sandy beach along the Mississippi River.
• Pettibone Beach – South side riverfront beach and marina.

The city pools offer swimming lessons and water fitness classes. Lifeguards are on duty during open swim times. Refreshing access to swimming is one of the perks of living in La Crosse!

Hiking & Biking Trails

Beyond Riverside Park, hikers and mountain bikers can find miles of scenic wooded trails to explore in La Crosse. Some favorites include:

• Hixon Forest Nature Center – Over 5 miles of hiking/skiing trails and educational exhibits.
• La Crosse Bluffs – Ridge-top vistas and technical mountain bike trails.
• Whitetail Trail – Paved bike path between La Crosse and Trempealeau.
• Neshonoc Lakeside Trail – Paved path circling Lake Neshonoc in West Salem.

With an abundance of trails for all skill levels, as well as parks like Perrot State Park just a short drive away, nature lovers will feel right at home.

Sports Leagues & Facilities

Youth and adults alike can participate in recreational and competitive sports leagues through the La Crosse Parks & Recreation Department. Baseball, softball, soccer, lacrosse, disc golf, tennis, and volleyball leagues play at excellent facilities like Copeland Park, the La Crosse Center, UW-La Crosse, and more.

For indoor sports, the Rec Center offers youth recreation basketball, the YMCA provides swim teams, and private entities like Onyx Sports Complex facilitate everything from flag football to pickleball leagues.

Between school athletic programs and diverse recreational sports options, it’s easy to stay active playing the sports you love in La Crosse.

Community Events

Beyond its parks and trails, La Crosse comes alive each year with myriad special events that bring the community together. Favorite annual events include:

• Riverfest – Music festival along the Mississippi River.
• Oktoberfest – German heritage festival in Riverside Park.
• Elmer’s Fair Parade – Whimsical neighborhood parade event.
• Chill on the Hill Music Series – Free summer concerts at Myrick Park.

From 5K runs to food truck rallies to fireworks displays, there’s always something fun happening. The city’s vibrant parks and rec system makes these lively events possible.

La Crosse’s natural scenic beauty combined with quality recreational facilities, programming, and special events give families wonderful opportunities to get outside, get active, and build community connections. With this abundance of parks, rec options, and outdoor activities, La Crosse offers an outstanding quality of life for residents.

Public Transportation Options Around the City

While many Wisconsinites rely on cars for their main mode of transportation, La Crosse offers several convenient and affordable public transit options. From buses to taxis to rideshares, getting around the city without a personal vehicle is quite feasible.

Let’s look at the various forms of public transportation available for residents of La Crosse:

MTU City Buses

The La Crosse Municipal Transit Utility operates daily bus routes throughout the city from early morning to late evening. Buses run about every half hour on 12 fixed routes covering major destinations like downtown, hospitals, malls, grocery stores, and more.

Cash fare is $1.50 for a regular one-way trip or $0.75 for seniors and disabled riders. MTU also offers discounted monthly passes, 10-ride tickets, and day passes. Buses are wheelchair accessible and have bike racks available.

While the bus system may not be as quick as driving, it provides reliable transportation to work, school, errands, and recreation for residents without their own vehicle.

UW-La Crosse Campus Shuttle

University of Wisconsin-La Crosse operates a free campus shuttle bus providing transportation around the college grounds and nearby student housing. The shuttle runs every 10-15 minutes while school is in session, offering a convenient way for students to get around campus.

La Crosse to Winona Public Transit

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Here is a 1000+ word article on the job market and economy in La Crosse, WI:

Job Market and Economy in La Crosse

With a diverse mix of thriving industries, reasonable cost of living, and steady population growth, La Crosse offers a robust local economy and job market for residents. Let’s explore key factors and top employers fueling the regional economy.

Economic Drivers

La Crosse benefits from its prime location along the Mississippi River and proximity to Minneapolis-St. Paul. Logistics, manufacturing, healthcare, education, tourism, and technology companies leverage La Crosse’s geographic advantages.

Major economic drivers include:

• Health Care – Two major hospitals and numerous specialty care providers.
• Education – UW-La Crosse, Western Technical College, public and private K-12 schools.
• Manufacturing – Focus on fabricated metals, machinery, plastic products, rubber, food production.
• Warehousing & Logistics – Distribution hubs for major companies like Kwik Trip, Walmart.
• Tourism – Attractions like Riverside Park, festivals, and scenic location draw visitors.

A business-friendly tax climate, development incentives, and customized workforce training programs sustain La Crosse’s economic growth.

Leading Employers

Major employers hiring steadily in the La Crosse region include:

• Gundersen Health System – Healthcare network with over 7,000 employees.
• Trane Technologies – Global manufacturer of HVAC systems and components.
• Kwik Trip – Major convenience store chain headquartered locally.
• University of Wisconsin-La Crosse – Employs over 1,500 faculty and staff.
• Walmart – Retail stores and distribution center.
• Western Technical College – Jobs in education and training programs.
• La Crosse School District – Teachers, staff, and administrators.
• Dairyland Power Cooperative – Electric utility provider.

This diverse mix of major public and private sector employers provide stability and ample job opportunities across industries.

Unemployment Rates

Over the past decade, La Crosse County’s unemployment rate has consistently tracked 2-3% lower than state and national averages. According to the Wisconsin Department of Workforce Development, the jobless rates were:

• La Crosse County: 2.2%
• Wisconsin: 3.2%
• United States: 3.9%

The 2022 rate represents nearly full employment for the regional workforce. Available workers are needed to sustain the area’s economic expansion.

Job Growth Projections

With major investments driving new development, job growth projections for the La Crosse metro area are positive:

• Logistics – Warehousing and transportation jobs are forecast to grow 15% by 2028.
• Healthcare – Industry employment projected to expand 14%.
• Construction – 13% more new construction jobs expected over the next 5 years.

Ongoing investments by major employers will also add jobs in manufacturing, education, government, hospitality, retail, and services.

Development Projects

Major new developments underway in La Crosse support economic and job growth:

• La Crosse Center Expansion – $42 million convention center upgrade.
• Driftless Studios – Film production studio and soundstage.
• Kwik Trip Regional Headquarters – $300+ million office complex.
• Medical Science Building at UWL – $82 million new facility opening in 2024.

These large-scale projects signal continued private sector growth and a desirable quality of life attracting new investments.

Real Estate Market

Buoyed by job and economic growth, La Crosse’s real estate market further signals a strong local economy. Home prices rose nearly 15% over the past year as demand continues outpacing limited supply. Commercial development is also booming, with over $85 million in projects permitted in 2021.

Overall, La Crosse provides an exceptionally healthy job market and economy. Quality employers, targeted growth initiatives, and diverse industries should sustain a prosperous business climate for years to come.

Safety Ratings and Low Crime Rates

Feeling safe in your community is a top priority for any family or individual choosing a place to live. By national standards, La Crosse, Wisconsin is considered an exceptionally secure city with low rates of violent and property crime.

Let’s examine key safety ratings and crime statistics reflecting La Crosse’s secure environment:

High Safety Rankings

Respected organizations like ValuePenguin and Safewise consistently rank La Crosse among the top safest cities in Wisconsin and the entire Midwest region based on FBI crime data analysis. In their most recent evaluations, La Crosse placed:

• #1 safest city in Wisconsin – ValuePenguin
• #6 safest metro area in the Midwest – Safewise
• Top 10% of U.S. cities for safety – ValuePenguin

Earning top 10 statewide and regional safety honors across multiple reports affirms that La Crosse provides exceptional security for residents.

Violent Crime Rates

According to the FBI Uniform Crime Report, La Crosse experiences extremely low rates of violent crime compared to national rates:

• Murder rate in La Crosse: 0 per 100k residents
• U.S. average murder rate: 5 per 100k
• La Crosse violent crime rate: 106 incidents per 100k
• Average U.S. violent crime rate: 368 per 100k

With no murders and less than a third of the violent crime rate of similarly sized U.S. cities, La Crosse’s violent crime statistics are exceptionally low.

Property Crime Rates

Incidents of property crime like burglary, theft, and vehicle theft are also much lower in La Crosse versus national benchmarks:

• La Crosse property crime rate: 1,254 per 100k
• Average U.S. property crime rate: 1,958 per 100k

While no community is completely immune from property crime, La Crosse fares 36% better than typical U.S. cities.

Community Policing

The La Crosse Police Department (LCPD) prioritizes community-oriented policing initiatives to enhance public safety and access:

• Neighborhood resource officers build relationships within assigned areas.
• Police athletic teams connect with youth.
• School resource officers provide security and education in schools.

Proactive community policing aims to prevent crimes before they occur through partnerships and targeted patrols.

Emergency Response Times

Quick emergency response relies on both police and quality medical services. In La Crosse:

• Average LCPD response time: 4 minutes
• 90% of responses within 7 minutes
• 2 hospitals rated among Wisconsin’s top ERs
• Ambulance services exceed response time targets

Fast response to any public safety need provides comfort and security for residents.

Natural Disaster Risks

La Crosse’s inland location provides protection from many natural threats. The region is at low risk for:

• Hurricanes
• Tornadoes – Only 6 recorded since 1950
• Earthquakes – Located far from fault lines
• Wildfires – Moderate climate and vegetation
• Floods – Proactive mitigation efforts

With few serious weather events and dedicated emergency planning, La Crosse avoids many disaster risks.

Miles of Riverfront Trail

Riverside Park’s 21+ miles of scenic trail are routinely ranked among the nation’s safest urban bike paths. Smart design separating cyclists and pedestrians, adequate lighting, and natural surveillance from nearby roads enhance user safety.

Families can enjoy outdoor activity along the riverfront trail without elevated safety concerns.

Vibrant, Walkable Downtown

Revitalization efforts transformed downtown La Crosse into a vibrant district with attractions and businesses drawing steady foot traffic. More “eyes on the street” through walkability and activity deters street crime in the urban core.

From both statistical analysis and community design perspectives, La Crosse provides an exceptionally safe environment for raising a family or enjoying urban living. Low crime rates, responsible policing, emergency responsiveness, and proactive planning give residents peace of mind.

Diversity and Inclusion in the Community

As demographics shift across America, communities like La Crosse, Wisconsin are evolving to embrace diversity and foster inclusion for all residents. While work remains, initiatives across education, government, businesses, and neighborhoods showcase La Crosse’s efforts to welcome people of all backgrounds.

Let’s look at how La Crosse supports multiculturalism and an environment where everyone can feel accepted:

Racial and Ethnic Diversity

La Crosse’s population is growing more diverse. Since 2010, the percentage of non-white residents rose from 8.8% to 14.5% according to Census data. The largest minority groups include:

• Asian – 5.2% of population
• Black or African American – 3.6%
• Hispanic or Latino – 3.5%

La Crosse School District student demographics reflect even greater diversity, with 30% identifying as non-white.

Hmong Community

La Crosse is home to one of Wisconsin’s largest Hmong communities dating back to the 1970s. Efforts to celebrate and support the Hmong culture include:

• Annual Hmong New Year festival
• Hmong grocery stores and restaurants
• Bilingual education resources
• Hmong language programs at UW-La Crosse

Recognizing the rich Hmong heritage strengthens La Crosse’s diverse fabric.

LGBTQ+ Acceptance

La Crosse promotes inclusion for the LGBTQ+ community through:

• Non-discrimination laws and domestic partner benefits for city employees
• Pride festivities and events like the Coulee Region Pridefest
• LGBTQ+ student alliances, policy guides, and suicide prevention in schools
• Welcoming atmosphere for LGBTQ+ individuals and families

Accessibility for Disabled

Ensuring accessibility for disabled residents receives priority. Efforts include:

• ADA compliance initiatives across local government
• Accessible playgrounds and recreational facilities
• Special education, therapy, and vocational programs in schools
• Disability advocacy groups like Options in Community Living

Proactive improvements make La Crosse more navigable and welcoming to those with disabilities.

Multicultural Community Programs

Grassroots community groups and city initiatives promote multiculturalism and inclusion:

• La Crosse Human Rights Commission – cultivates equity and diversity
• Living Room Conversations – facilitates cross-cultural dialog
• African Association of La Crosse – resources and events
• La Crosse Area Hmong Mutual Assistance Association
• La Crosse Task Force on Racial Justice – advocacy and education

These organizations give diverse residents a platform to connect, celebrate heritage, and promote positive change.

Business Diversity Initiatives

Chambers of commerce, business incubators, and economic groups foster diverse entrepreneurship and talent attraction:

• Coulee Region Women in Business
• La Crosse Area Development Corporation
• Downtown Mainstreet, Inc.
• La Crosse Area Chamber of Commerce

Private sector efforts bring energy to building a multicultural workforce and small business community.

Annual Festivals

Community festivals offer family-friendly ways to experience diverse cultures and foods, including:

• Hmong New Year
• Irishfest
• Latin Fiesta
• Oktoberfest
• Pow Wow

These lively celebrations let residents safely engage with and appreciate different cultural traditions.

Looking Ahead

While La Crosse still has progress to make, the community exhibits a genuine desire to welcome diversity and promote inclusion. As the region’s multicultural fabric grows richer, La Crosse continues working to provide opportunity and respect for all.

Arts, Culture, and Things to Do in La Crosse

From museums and historical sites to festivals and performing arts, La Crosse offers no shortage of cultural attractions and fun leisure activities for residents and visitors alike. The scenic riverfront setting, welcoming small town vibe, and wealth of entertainment options make La Crosse a great place to experience arts, culture, and just enjoy things to do.

Here are some highlights of La Crosse’s vibrant arts and cultural scene:

Museums and Historical Sites

Several fascinating museums provide insight into La Crosse’s rich history and unique culture:

• La Crosse County Historical Society – Artifacts and exhibits on local history.
• Hixon House Museum – Preserved Victorian mansion and period decor.
• Riverside Museum – Displays chronicling La Crosse’s past.
• World War II Liberty Ship – Tour a floating naval ship museum.
• La Crosse Area Heritage Center – Regional archives and research library.

Self-guided walking and driving tours also connect visitors to the architecture and stories of downtown La Crosse.

Performing Arts

The performing arts thrive in La Crosse through venues like:

• La Crosse Community Theatre – High-quality community productions.
• Weber Center for the Performing Arts – Hosts concerts and touring shows.
• Viterbo University Fine Arts Center – Theatre, music, and art performances.
• Cavalier Theater – Historic restored movie theater with indie films.

Plus, free summertime shows at Riverside Park, Poage Park, and Turtle Stack Brewery feature live music and entertainment.

Visual Arts

Galleries throughout downtown La Crosse represent the works of local and regional artists:

• Pump House Regional Arts Center
• La Crosse Artists Gallery
• Studio Gallery
• Pearl Street Gallery
• Viterbo University Art Gallery

Sculptures and public art displays like Wall Dogs murals further exhibit La Crosse’s visual arts creativity.

Festivals and Events

Popular annual La Crosse events celebrating the arts and community include:

• Oktoberfest – German heritage festival
• Irishfest – Music, dance, and Irish culture
• Riverfest – Live outdoor music and kids’ activities
• Chill on the Hill – Free summer concert series
• Elmer’s Fair and Parade – Whimsical neighborhood parade

Special events happen year-round, like the La Crosse Marathon route art installations.

Nightlife and Entertainment

When the sun goes down, options for nightlife fun keep La Crosse lively, including:

• Live music venues – The Brickhouse, Cavalier Theater, La Crosse Distilling Co.
• Brewery taprooms – Pearl Street, Turtle Stack, 608 Brewing Co.
• Wine/whiskey lounges – Driftless Glen Distillery, Bluff Side Tavern
• Comedy – Green Room Lounge, Weber Center, La Crosse Center
• Bowling, arcades, mini golf – Madison’s Fun Spot, Skinny Bones
• River City Rascals baseball games

Special events like Downtown Mainstreet’s Courtney Street Plaza Parties extend the entertainment.

Recreation and Fitness

Outdoor pursuits in La Crosse provide natural and healthy entertainment:

• Hiking/biking – Grandad Bluff, La Crosse River State Trail
• Boating/fishing – Mississippi and La Crosse Rivers
• Disc golf – Midway, Poage Landing courses
• Skiing – Mt La Crosse
• YMCA/community centers – Exercise classes, lap swim, courts

With scenic parks and programming, staying active is a lifestyle in La Crosse.

This small sampling shows that arts, culture, history, events, and recreation make La Crosse entertaining for all interests. There’s always something fun happening to complement an excellent quality of life.

Shopping, Restaurants, and Local Businesses

Looking for quality housing in La Crosse, WI? As a long-time resident, I can tell you that finding a nice place to live in this lively Wisconsin city on the banks of the Mississippi River can be a bit tricky. With its historic neighborhoods, burgeoning restaurant scene, and proximity to the great outdoors, La Crosse is growing in popularity. This increased interest puts pressure on the housing market, making it competitive for both renters and buyers. But don’t despair! With a bit of planning and research, you can find your perfect La Crosse home. Here are my top 15 tips for locating quality housing in La Crosse:

Know Your Budget

First things first, have a clear understanding of your monthly housing budget. Rent and mortgages vary widely in La Crosse, so be realistic about what you can afford. Crunch the numbers, factoring in utilities, parking costs if needed, and other expenses. This will give you a price range to search within.

Pick Your Neighborhood

La Crosse has a wide variety of neighborhoods, each with its own unique vibe and amenities. The historic Downtown district offers walkability and access to shops and restaurants. Quiet neighborhoods like Washburn and Cass Street have beautiful early 20th century homes. Grandview-Walnut Hill is close to parks and schools. Do some research to decide what environment suits your lifestyle.

Consider Proximity to Workplaces

Look at maps to evaluate commuting times from neighborhoods and specific listings to your workplace. La Crosse’s Rush Hour traffic can add significant drive time. Living close by or near highways and arterials can make getting to work easier.

Think Long Term

Are you looking to buy a permanent home, or just rent for a year? Seeking a maintenance-free condo or a single-family fixer-upper? Envision your long term goals before committing to a place to live. This will help you identify the best housing type and location.

Research Landlords and Management Companies

If renting, research who you’ll be handing your check to each month. Read online reviews of landlords and management companies. Visit their properties. Ask current tenants about responsiveness to maintenance issues. A good landlord-tenant relationship is important.

Hunt for Hidden Gems

Cute apartments and homes for rent often don’t stay on the market long in La Crosse. Ask locals and check rental sites daily to find these hidden gems when they become available. Being proactive and swift can help you snap up a great rental.

Drive the Neighborhood

When house hunting, don’t just view the home’s interior. Drive around the surrounding blocks to get a feel for the neighborhood. Are homes well-maintained? Are streets quiet? Observe activity at various times of day.

Ask About Utility Costs

Find out what previous tenants paid for utilities in a rental. Oil and electric heat can get expensive in La Crosse winters. Many older homes lack insulation. Understand the utility costs before signing any lease.

Review Condo Documents

If considering a condo, thoroughly read the homeowner association bylaws, finances, meeting minutes, etc. Assess if the HOA is well-managed and financially stable before purchasing.

Inspect Thoroughly

Hire a professional home inspector to identify any issues with both existing homes and new construction. Look beyond cosmetics to ensure mechanicals, electrical, and plumbing are sound. This prevents unwelcome surprises after moving in.

Ask About Potential Projects

Many La Crosse homes are older and require ongoing maintenance. Ask sellers what projects or repairs they’ve completed, and what future ones may be needed. Factor these into your buying costs.

Research Permit History

Visit La Crosse’s planning department to uncover any permit history for work done on a home. Ensure additions or improvements were done legally with proper permits.

Consider Future Resale

While you may love retro shag carpeting or an obscure home layout, future buyers may not. Weigh any home updates against the possibility of hurting resale value down the line.

Explore Financing Early

Talk to lenders long before serious house hunting. Learn how much you can borrow and what loans fit your needs. Having financing preapproved makes you a stronger buyer.

Finding quality housing that fits your needs and budget is achievable with the right prep work and research. Don’t get discouraged, take your time, and keep these tips in mind during your La Crosse housing search. The perfect home awaits!

Healthcare Facilities and Medical Centers Nearby

In search of first-rate dwellings in La Crosse, Wisconsin? As a longstanding local, I can inform you that uncovering a pleasing spot to settle down in this lively Wisconsin municipality situated on the shores of the Mississippi River can be somewhat tricky. With its aged areas, developing foodie scene, and nearness to the brilliant outdoors, La Crosse is becoming more mainstream. This expanded interest places strain on the housing market, making it focused for both occupants and purchasers. However, don’t lose hope! With a little planning and examination, you can find your optimal La Crosse home. Here are my top 15 tips for finding quality housing in La Crosse:

Know Your Budgetary Limitations

To begin with, have a reasonable comprehension of your month to month housing spending plan. Lease and contracts shift broadly in La Crosse, so be reasonable about what you can bear. Crunch the numbers, representing utilities, parking expenses if required, and other costs. This will give you a value range to look inside.

Pick Your Area

La Crosse has a wide assortment of neighborhoods, each with its own interesting vibe and conveniences. The notable Downtown area offers walkability and access to shops and eateries. Calm neighborhoods like Washburn and Cass Street have dazzling mid 20th century homes. Grandview-Walnut Hill is near parks and schools. Do some examination to conclude what climate suits your way of life.

Think about Proximity to Workplaces

Take a gander at guides to assess driving times from neighborhoods and explicit postings to your work environment. La Crosse’s Rush Hour traffic can add huge drive time. Living near to or close parkways and arterials can make getting to work simpler.

Consider Long Term Objectives

Are you hoping to purchase an enduring home, or simply lease for a year? Looking for a support free condo or a single-family fixer-upper? Envision your long term objectives prior to submitting to a spot to reside. This will assist you with recognizing the best housing type and area.

Look into Landowners and Management Organizations

If renting, investigate who you’ll be giving your check to every month. Peruse online surveys of owners and the board organizations. Visit their properties. Inquire as to whether current inhabitants about responsiveness to upkeep issues. A decent landlord-inhabitant relationship is significant.

Chase Hidden Gems

Charming lofts and homes for rent regularly don’t remain on the market long in La Crosse. Ask locals and check rental locales day by day to find these concealed diamonds when they become accessible. Being positive and quick can assist you with getting extraordinary rentals.

Drive the Area

When house chasing, don’t simply view the home’s inside. Drive around the encompassing squares to get a vibe for the area. Are homes all around kept up? Are roads calm? Notice action at different occasions of day.

Inquire About Utility Expenses

Discover what past inhabitants paid for utilities in a rental. Oil and electric warmth can get costly in La Crosse winters. Numerous more established homes need protection. Comprehend the utility expenses prior to marking any lease.

Audit Condo Records

If thinking about a condo, altogether read the landowner affiliation rules, finances, meeting minutes, and so forth Evaluate if the HOA is all around overseen and monetarily stable before buying.

Review Thoroughly

Employ an expert home assessor to distinguish any issues with both existing homes and new development. Look past restorative details to guarantee mechanical, electrical, and pipes are sound. This forestalls undesirable amazements subsequent to moving in.

Ask About Potential Tasks

Numerous La Crosse homes are more seasoned and require progressing support. Inquire venders what tasks or fixes they’ve finished, and what future ones might be expected. Factor these into your purchasing costs.

Investigate License History

Visit La Crosse’s arranging office to reveal any license history for work done on a home. Guarantee increases or upgrades were done lawfully with appropriate licenses.

Consider Future Resale

While you might cherish retro shag floor covering or a strange house design, future purchasers probably won’t. Weigh any home updates against the chance of harming resale esteem not too far off.

Investigate Financing Early

Talk with banks well before genuine house chasing. Figure out the amount you can get and what credits fit your necessities. Having financing preapproved makes you a more grounded purchaser.

Discovering quality housing that accommodates your requirements and financial plan is achievable with the privilege prep work and examination. Try not to get disheartened, require some investment, and remember these tips during your La Crosse housing search. The ideal home anticipates!

Taxes, Fees, and Incentives for Homebuyers in La Crosse, WI

Purchasing a home is an exciting milestone, but the various taxes, fees, and closing costs can make it a complicated process. As a homebuyer in La Crosse, Wisconsin, being aware of these expenses and any available incentives can help you make informed decisions and potentially save money.

Here are some key things to know about the taxes, fees, and incentives you may encounter when buying a home in La Crosse:

Property Taxes

Once you own a home, you’ll need to pay property taxes which help fund public services in La Crosse. Property taxes are based on your home’s assessed value and the local mill rate. In Wisconsin, property is assessed at its fair market value. La Crosse’s average mill rate is about $21 per $1,000 of assessed value. So for a $200,000 home, annual property taxes would be around $4,200.

Property taxes are paid in two installments, by January 31st and July 31st each year. Your mortgage lender will likely collect 1/12th of your total bill each month and pay the tax authority on your behalf.

Closing Costs

When you purchase a home, there are various closing costs and fees that you’ll pay to finalize the transaction. These can range from 2-5% of the home’s purchase price. Some common closing costs include:

• Loan origination fees – 1% of the mortgage loan
• Points – Optional, each 1 point is 1% of the loan amount
• Appraisal fee – $300-$500
• Credit report fee – $50-$100
• Home inspection – $250-$500
• Title search and insurance – $500-$1500
• Recording fees – $100-200 to file deed with county
• Prepaids – Homeowner’s insurance, property taxes, interest

It’s helpful to get an estimate of all your closing costs upfront when applying for a mortgage. This allows you to budget accordingly and avoid any surprises at closing.

Down Payment Requirements

Most conventional mortgages require a down payment of at least 5-20% of the purchase price. With a higher down payment, you may be able to qualify for a better interest rate. First-time homebuyers may qualify for 3.5% down payment FHA loans or 3% down VA loans.

Down payment assistance programs through the city or non-profits may provide grants, loans, or secondary financing to cover some or all of your required down payment if you meet income eligibility requirements.

Mortgage Interest Deduction

One nice tax break for homeowners is the mortgage interest deduction. On your federal tax return, you can deduct the interest portion of your monthly mortgage payment. This deduction only applies to loans up to $750,000 for primary residences. This can help reduce your taxable income each year.

Property Tax Credits

Wisconsin offers a School Property Tax Credit to help offset part of your property tax bill. As a homeowner, you can claim a tax credit on your state taxes based on your property taxes or rent. The average credit is $200-$300 but can be as high as $1,168. Seniors may also qualify for the Lottery and Gaming Tax Credit.

First-Time Homebuyer Savings Accounts

First-time homebuyers in Wisconsin can open a special savings account to stash away money for a down payment while earning tax-free interest. Individuals can save up to $10,000 over their lifetime and couples can save up to $20,000.

FHA Loans

First-time homebuyers may qualify for low down payment FHA loans backed by the Federal Housing Administration. These loans only require 3.5% down and are a popular option for buyers with good credit who can’t put 20% down. Keep in mind there is an upfront mortgage insurance premium of 1.75% of the loan amount.

USDA & VA Loans

For properties in qualified rural areas, USDA home loans offer 100% financing with no down payment requirement. Veterans and military members also have access to VA loans with no down payment and discounted origination fees. VA loans are backed by the Department of Veterans Affairs.

Downpayment Assistance Programs

Local downpayment assistance programs offered through the La Crosse housing authority provides loans and grants to cover downpayment and closing costs for qualified buyers. Additional programs help with home repairs and rehabilitation for low to moderate income households. Connect with a HUD-approved housing counselor to learn about programs available in your area.

Buying a home is a big investment, but the tax breaks, credits, deductions, and downpayment assistance programs in La Crosse can help make homeownership more affordable. Speak with a trusted real estate agent and mortgage lender to estimate your loan amount, down payment requirements, closing costs, and monthly payment before committing to a purchase. Being informed about the financial considerations can help you make the most of this exciting step. Best of luck with your home search in La Crosse!

Housing Assistance Programs for Qualified Applicants in La Crosse, WI

Finding affordable, quality housing can be a challenge for individuals and families with limited incomes. Luckily, La Crosse offers a variety of housing assistance programs administered through the La Crosse County Housing Authority and other local organizations to help qualified applicants access stable housing.

Here is an overview of some of the main types of housing assistance available to low-income residents in the La Crosse area:

Section 8 Housing Choice Voucher Program

The Section 8 voucher program provides rent subsidies to help make privately owned rental units affordable for low-income tenants. With a voucher, you pay 30-40% of your income towards rent and utilities while the voucher covers the remainder of the market rental rate. The waitlist for Section 8 vouchers may be 1-3 years long.

Public Housing Communities

La Crosse has over 300 units of public housing available to residents with incomes at or below 50% of the area median income. Rent is subsidized and averages around 30% of your adjusted gross income. Public housing is in short supply, so waitlists may be closed.

Project-Based Rental Assistance

This program is similar to Section 8 but is tied to specific affordable housing developments rather than a voucher for a unit of your choosing. Rental assistance stays with the property when you move. There are over 15 properties in La Crosse offering project-based rental support.

Supportive Housing Programs

Supportive housing combines affordable housing assistance with access to case management, mental and physical health services, and other supports to help individuals and families stabilize. These programs may assist veterans, seniors, people with disabilities, or those recovering from addiction.

Transitional Housing

Transitional housing provides temporary affordable housing combined with supportive services for up to 24 months to help people transition from homelessness to permanent housing. Residents often pay subsidized rent during their stay.

Homebuyer Assistance

The housing authority offers homebuyer education classes and down payment assistance loans at low interest rates to help qualified buyers purchase their first home in La Crosse County.

Home Improvement Loans

Low-interest home improvement loans help lower income homeowners afford critical home repairs like fixing the roof, replacing the furnace, or improving accessibility. Loans up to $25,000 are available with flexible terms.

To apply for housing assistance in La Crosse, you must meet income eligibility guidelines and submit a completed application with all required documentation. Due to high demand, waitlists for subsidies are often 1-3 years long. You must be a resident of La Crosse County to qualify.

Here are some tips for applying and getting approved:

• Review eligibility criteria before applying to ensure you qualify based on income limits and family size
• Gather all required documents like ID, birth certificates, tax returns, pay stubs, and bank statements
• Accurately complete all sections of the application and double check for errors
• Respond promptly to all requests for additional information
• Update your contact information if you move while on the waitlist
• Consider applying for multiple waitlists and assistance programs
• Seek help from a housing counselor if you have questions or need application support

With long waitlists, patience and persistence are key when seeking subsidized housing in La Crosse. But the wide range of programs available can make affordable housing possible for households most in need. Reach out to the housing authority early and often to explore your options. And consider temporary solutions like transitional housing if you are at risk of homelessness while awaiting long-term assistance.

Living in La Crosse – Pros, Cons, and Lifestyle

Known for its beautiful riverfront setting and historic downtown, La Crosse offers an appealing mix of small-town charm along with urban amenities. But what is it really like living in this western Wisconsin city? Here is an insider’s look at some of the pros, cons, and key features that characterize the lifestyle and experience of residing in La Crosse.

Pros of Living in La Crosse

There are many advantages and benefits to living in La Crosse that make it an attractive place to call home, including:

• Outdoor recreation – With the Mississippi River valley and scenic bluffs, La Crosse is great for biking, hiking, boating, fishing, and more.
• Arts and culture – The city has a thriving arts scene with museums, theaters, festivals, and public art.
• Historic downtown – Brick buildings house shops, restaurants, and pubs with character and charm.
• Universities – The presence of UW-La Crosse and Viterbo University adds youth and vitality.
• Jobs – Major employers in healthcare, education, manufacturing, and technology provide job opportunities.
• Affordability – Housing and cost of living are relatively affordable compared to other cities.
• Small town feel – The community is tightly knit with a friendly, Midwestern vibe.
• Location – Nestled on the Mississippi between Minneapolis and Madison, easily accessible.

Cons of Living in La Crosse

La Crosse isn’t without its downsides. Here are some potential drawbacks to consider:

• Harsh winters – Frigid temps and heavy snowfall from November through March.
• Remote location – Not a hub for air travel and feels removed from major cities.
• Small size – Limited shopping and dining compared to metro areas.
• Flooding – Low-lying areas next to the river flood occasionally.
• Unemployment – Recent manufacturing plant closures have increased joblessness.
• Limited public transit – Getting around without a car can be challenging.
• Conservative culture – Politically red-leaning which some may view as too traditional.

Lifestyle and Culture

La Crosse has a distinct lifestyle shaped by its natural setting and mix of residents. Some key features include:

• Outdoor enthusiasts – Hiking, biking, boating, fishing are very popular.
• College town – Energized by 20,000+ college students.
• Bars and beer culture – Oktoberfest is a major event with German roots.
• Community pride – Residents enthusiastically support local sports, events, and businesses.
• Families – It’s a kid-friendly place focused on family activities.
• Relaxing pace – More laid-back vibe without big city hassles.
• Four seasons – Distinct seasons encourage outdoor activities year-round.
• Tourist destination – Attracts visitors to its Victorian architecture, rivers, and bluffs.

From cheering on the local minor league baseball team, attending a play downtown, or shopping at the farmer’s market, there are always things to do. Families appreciate the safe neighborhoods and solid school districts. Young professionals enjoy the balance of small town comforts and urban conveniences like good restaurants, microbreweries, and music venues.

La Crosse residents take advantage of the riverside parks and wooded hiking trails to stay active. Winters see community members embracing the snow with cross country skiing, ice fishing, and curling. Long-time locals have that stereotypical warm, Midwestern hospitality. There is a palpable civic pride and community spirit.

For those seeking an affordable, slower paced lifestyle surrounded by natural beauty, La Crosse offers appealing amenities. But the cold winters and remote location aren’t for everyone. Ultimately, La Crosse provides a high quality of life for residents who enjoy the outdoors and a thriving small city with strong local traditions.