What Is The Scorerewards Credit Card By Synchrony Bank?
The Scorerewards credit card, issued by Synchrony Bank, is the co-branded credit card for Dick’s Sporting Goods. It offers rewards and benefits tailored specifically for fans of Dick’s Sporting Goods. Let’s take a closer look at how this store credit card works.
When you make purchases at Dick’s Sporting Goods or Field & Stream stores, you earn points with the Scorerewards card. Points can then be redeemed for rewards like Dick’s gift cards and instant savings. There are also special financing offers, warranty extensions, and other unique benefits.
Compared to general travel or cash back credit cards, the Scorerewards card is ideal if you frequently shop at Dick’s. By tying the rewards directly to Dick’s, the store credit card maximizes value for loyal customers.
The Scorerewards program is managed by Synchrony Bank, which issues the Dick’s Sporting Goods credit card. On your statement, you’ll see the Synchrony Bank name rather than Dick’s Sporting Goods.
How Does the Scorerewards Credit Card Work?
When you use the Scorerewards credit card at Dick’s Sporting Goods stores, you earn points based on the amount you spend. Here is how it works:
- 5 points for every $1 spent at Dick’s Sporting Goods or Field & Stream stores
- 2 points for every $1 spent on gas, office supplies and dining
- 1 point for every $1 on all other purchases
Points start accumulating from your first purchase. There’s no limit to how many you can earn.
You can redeem points for Dick’s Sporting Goods gift cards starting at just 2,000 points. Each gift card is worth $10. Other reward options include instant discounts and charitable donations.
The Scorerewards card has special 0% intro APR financing offers on purchases. These can make it easier to pay for large Dick’s Sporting Goods purchases over time.
Benefits of the Scorerewards Card
Let’s look at some of the benefits that make the Scorerewards card appealing for Dick’s Sporting Goods customers:
- Earn Rewards – The 5 points per $1 at Dick’s easily adds up. Frequent shoppers can earn enough for multiple $10 gift cards per year.
- Special Financing – 0% intro APR and deferred interest promotions help you pay off large Dick’s purchases over 12-18 months.
- Exclusive Offers – Cardholders get early access to special sales events and promotions.
- Free 2-Day Shipping – No minimum spending required to get free 2-day shipping on Dick’s.com orders.
- Extended Warranty – 1 year extended warranty on eligible purchases at Dick’s Sporting Goods.
Ways To Earn Rewards
Let’s look at some of the key ways you can earn and maximize points with the Scorerewards credit card:
The biggest way to earn is by using the card for purchases directly at Dick’s and Field & Stream. You get 5 points per $1 spent, which really adds up. The points come automatically from your eligible purchases.
Look for extra points offers and bonuses that may be posted at Dick’s stores or online. Sometimes you can get 10x or more points per dollar on select purchases for a limited time. Stack these with your normal 5x points for huge rewards.
When you use your Scorerewards card to pay your cell phone bill, you earn 2 points per $1 spent. This category also includes cable bills and home security bills. It’s an easy way to rack up extra points each month effortlessly.
All gas station and restaurant purchases also earn 2x points per dollar. Filling up your tank and grabbing meals out just got more rewarding with the added incentives.
Keep in mind that Field & Stream is also part of Dick’s Sporting Goods Inc. Any purchases at Field & Stream stores or online will earn the same 5x points per dollar that you get at Dick’s locations.
If you work at Dick’s Sporting Goods, don’t forget you can combine your employee discount with earning points when you pay with the credit card. Saving money while racking up rewards is a win-win.
Redeeming Scorerewards Points
Once you’ve built up a good stash of Scorerewards points, you can redeem them for rewards including:
- Dick’s Sporting Goods gift cards starting at 2,000 points ($10 value)
- Instant discounts like $10 off a $50 purchase when checking out at Dick’s stores
- Charitable donations to participating organizations
Gift cards can also be earned in combination with the instant discounts. For example, you may be able to get a $10 gift card and also take $10 off a $50 purchase by redeeming 4,000 points at once.
Be sure to also watch for special bonus redemption offers that may be sent to cardholders periodically. These can enhance the value you get from your points.
Other Benefits and Details
Here are some other important things to know about the Dick’s Sporting Goods Scorerewards credit card:
- No annual fee
- Mobile wallet support lets you add your card to Apple Pay, Google Pay, etc.
- Special cardholder-exclusive sale events and early access
- Online and mobile account access to manage your credit card account
You can also take advantage of special cardholder financing offers like 0% intro APR on purchases for a period of 12-18 months in many cases.
Is the Scorerewards Card Right for You?
The Scorerewards credit card is best suited for those who frequently shop at Dick’s Sporting Goods and Field & Stream. If you spend several hundred dollars or more annually at Dick’s, the 5x points on those purchases alone may make it worthwhile.
However, if you only occasionally shop at Dick’s, you may be better off using a flat-rate cash back card or general travel rewards card. It depends on your spending habits and preferences.
Fans who stock up on footwear, apparel, exercise gear and equipment at Dick’s can maximize the perks of this specialized retail card. The opportunity to earn rewards on gas, dining, cell bills, and more is an added bonus.
If Dick’s Sporting Goods is your go-to spot for sports equipment and outdoor recreation gear, the Scorerewards card deserves a close look as your potential wallet companion.
Benefits Of The Score Rewards Mastercard
The Score Rewards Mastercard by Synchrony Bank offers a number of valuable benefits that make it an appealing choice for Dick’s Sporting Goods shoppers. Let’s take a closer look at some of the key perks.
Earn Points on Dick’s Purchases
The biggest benefit is getting 5 points for every $1 spent directly at Dick’s Sporting Goods and Field & Stream. Points can add up quickly from routine purchases like sport equipment, outdoor gear, footwear and apparel.
Redeem for Dick’s Gift Cards
Players who accumulate points can redeem them for Dick’s gift cards starting at just 2,000 points (a $10 gift card). Gift cards can be used for future purchases, helping you save on items you’d buy anyway.
Get Scorecard Rewards at Dick’s and Field & Stream
Points aren’t just limited to gift cards. Cardholders can also redeem points for instant discounts like $10 off a $50 purchase right at the register. Combining gift cards and discounts maximizes the value.
Special Financing Offers
0% intro APR and deferred interest promotions are frequently available on Score Rewards Mastercard purchases over a 12-18 month timeframe. This makes bigger purchases more manageable.
Free 2-Day Shipping
Cardholders get free 2-day shipping on online orders at Dick’s Sporting Goods – with no minimum order size. Quick access to your gear!
Extended Warranty
The Score Rewards Mastercard tacks on an extra year of warranty coverage for eligible products bought at Dick’s. Doubles the original manufacturer’s warranty up to 1 year on most purchases.
Exclusive Cardholder Offers
Keep an eye out for special discounts, coupon codes, early access to sales and members only offers extended exclusively to Score Rewards cardholders. More opportunities to save.
No Annual Fee
Unlike many rewards cards, the Score Rewards Mastercard has no annual fee. One less fee to think about while you rack up points.
Easy Online Account Management
You can conveniently log in online or via the mobile app to view your Score Rewards account balance, redemption history, earnings update and recent transactions. Simple to keep tabs on everything in one place.
For dedicated Dick’s shoppers, the Score Rewards Mastercard can quickly pay for itself via points and exclusive cardholder perks. Using it on gas, dining and cell phone bills is just icing on the cake.
If you frequently outfit yourself with gear from Dick’s Sporting Goods or Field & Stream, be sure to look into the Score Rewards Mastercard as an easy way to earn back rewards on every purchase.
Earn Points On Dick’s Sporting Goods Purchases
One of the biggest perks of the Scorerewards credit card is the opportunity to earn rewards points on purchases at Dick’s Sporting Goods. Let’s take a closer look at how you can maximize points.
Get 5 Points Per $1 at Dick’s
Every dollar spent at Dick’s Sporting Goods stores and on Dickssportinggoods.com earns 5 ScoreRewards points. This applies to all eligible purchases including footwear, apparel, sports equipment, outdoor gear and more.
Stack with Bonus Point Offers
Keep an eye out for special bonus point promotions at Dick’s. Sometimes you can earn 10 points per dollar or more during limited-time events. This stacks with your regular 5 points to add up faster.
Buy Dick’s Gift Cards
When purchasing Dick’s gift cards with your Scorerewards card, you earn points too. Essentially getting points that can later be redeemed for more gift cards down the road.
Stack with Coupons
Points are earned on the total transaction amount. If you use a coupon or promo code for $10 off a $50 order, you still earn points on the full $50 pre-discount amount.
Purchase Dick’s Fan Gear
Fan gear for your favorite sports teams often has big price tags. Earn 5 points per dollar when stocking up on jerseys, hats, tailgate supplies and more for the biggest games.
Buy Exercise Equipment
Fitness purchases like weights, exercise machines, training accessories, activewear and shoes can really add up. The points provide nice rewards on big ticket exercise items.
Upgrade Hunting and Camping Gear
When it’s time to upgrade your outdoor recreation gear, do it at Dick’s to maximize points. Tents, packs, optics, navigation, survival tools and more.
With strategic shopping, you can quickly earn enough Scorerewards points for a nice stash of Dick’s gift cards. Perfect for offsetting future purchases at Dick’s and Field & Stream.