Looking for a versatile commercial property near Bristol Motor Speedway. What opportunities does this 6.02-acre site offer. How can investors benefit from its Opportunity Zone status. Discover the potential of this multi-purpose facility with 580 feet of road frontage.
Prime Location: Unveiling the Lady Equipment Co. Property
Nestled in the heart of Bristol, Tennessee, the Lady Equipment Co. property presents a unique investment opportunity for savvy entrepreneurs and developers. This expansive 6.02-acre site, located at 3077-3043 Volunteer Parkway, offers a prime location with exceptional visibility and access to major thoroughfares.
The property’s strategic position in the shadows of Bristol Motor Speedway, known as “The World’s Fastest Half Mile in NASCAR,” adds significant value to its potential. With over 580 feet of road frontage along Volunteer Parkway, this site commands attention and promises high visibility for any future business ventures.
Key Property Features:
- 6.02 acres of land
- 4,000 square feet of building space
- 580 feet of road frontage
- Located in an Opportunity Zone
- Sale price: $999,000 ($249.75 per square foot)
Versatile Infrastructure: Exploring the Existing Facilities
The Lady Equipment Co. property boasts a variety of structures and amenities that make it suitable for multiple business applications. The main building, constructed in 1984, features a large garage, a spacious shop, a lobby, and a storage/repair bay. This versatile space can be easily adapted to suit various commercial needs.
Building Specifications:
- Single-story structure
- Metal siding construction
- Gable roof
- Natural gas heating with suspended radiant heaters
- Wet sprinkler system in some areas
In addition to the main building, the property includes several outbuildings and covered areas in good condition. These supplementary structures provide additional storage and operational space for potential businesses.
Untapped Potential: Identifying Business Opportunities
The Lady Equipment Co. property presents a canvas of possibilities for investors and entrepreneurs. Its strategic location and existing infrastructure make it suitable for various commercial ventures.
Potential Business Opportunities:
- Convenience Store: The property’s location on the northbound side of Volunteer Parkway, with limited competition in the area, makes it an ideal site for a new convenience store.
- Truck Stop/Fueling Station: With no current facilities for large trucks or tractor-trailers along the Parkway, this property could fill a crucial gap in services for the transportation industry.
- Multi-Purpose Facility: The expansive land and existing structures allow for the development of a diverse commercial complex, potentially combining retail, services, and hospitality elements.
- Automotive Services: Given its proximity to Bristol Motor Speedway, the site could be developed into an automotive service center or specialty shop catering to racing enthusiasts.
- RV Park/Campground: The property’s 165 sites with water and electric hookups for campers could be further developed into a full-fledged RV park, capitalizing on tourism driven by Bristol Motor Speedway events.
Investment Advantage: Leveraging the Opportunity Zone Status
One of the most compelling aspects of the Lady Equipment Co. property is its location within a designated Opportunity Zone. This federal program, designed to spur economic development in distressed areas, offers significant tax benefits to investors.
Benefits of Investing in an Opportunity Zone:
- Temporary deferral of capital gains taxes
- Step-up in basis for capital gains reinvested
- Permanent exclusion of taxable income on new gains
- Potential for long-term appreciation in a developing area
How can investors maximize the benefits of the Opportunity Zone status? By reinvesting capital gains into this property, investors can defer tax payments and potentially reduce their overall tax liability. Additionally, if the investment is held for at least 10 years, any gains from the appreciation of the Opportunity Zone investment may be exempt from capital gains tax.
Strategic Location: Capitalizing on Bristol’s Growth
The Lady Equipment Co. property is strategically positioned to benefit from Bristol’s ongoing development and increasing accessibility. As the area surrounding Bristol Motor Speedway continues to grow, this site stands to gain significant value.
Location Advantages:
- Proximity to Bristol Motor Speedway
- Excellent visibility from Volunteer Parkway
- Two direct access driveways to Volunteer Parkway (Hwy 11E)
- Median cut for access from the southbound lane
- Near the intersection of Hwy 394 and Volunteer Parkway
- Convenient access to Tri-Cities Regional Airport
How does the property’s topography enhance its commercial appeal? The site rises gently from Volunteer Parkway, creating an elevated position that offers excellent visibility for potential businesses. This natural feature could be leveraged in site design to maximize exposure and create an attractive commercial presence.
Flexible Development: Adapting to Market Demands
The Lady Equipment Co. property’s expansive acreage and existing infrastructure provide a flexible canvas for development. Whether an investor chooses to renovate and repurpose the existing structures or embark on new construction, the site offers ample room for customization.
Development Possibilities:
- Renovation of existing 4,000 sq ft building
- New construction to maximize land usage
- Mixed-use development combining retail and services
- Expansion of RV and camping facilities
- Creation of a motorsports-themed commercial complex
What zoning considerations should potential investors be aware of? The property is currently zoned B-3, which typically allows for a wide range of commercial uses. However, investors should consult with local authorities to ensure their development plans align with current zoning regulations and to explore any potential for zoning variances if needed.
Market Analysis: Understanding the Local Economy
To fully appreciate the potential of the Lady Equipment Co. property, it’s crucial to understand the economic landscape of Bristol and the surrounding Tri-Cities area. Bristol, straddling the Tennessee-Virginia border, is part of the Kingsport-Bristol Metropolitan Statistical Area (MSA), which has shown steady growth in recent years.
Economic Indicators:
- Population growth in the Tri-Cities region
- Diversifying industry base beyond traditional manufacturing
- Increasing tourism driven by Bristol Motor Speedway events
- Growing retail and service sectors
- Expansion of healthcare and education facilities in the area
How does Bristol’s economy impact the potential of this property? The city’s evolving economic landscape, coupled with its strong tourism draw from NASCAR events, creates a favorable environment for commercial development. The Lady Equipment Co. property is well-positioned to capitalize on both the local market and the influx of visitors to the area.
Investment Considerations: Evaluating the Opportunity
For investors considering the Lady Equipment Co. property, several factors should be taken into account to fully assess its potential and align it with investment goals.
Key Considerations:
- Initial Investment: The $999,000 asking price ($249.75 per square foot) should be evaluated against comparable properties in the area and potential return on investment.
- Development Costs: Depending on the chosen business model, additional investment may be required for renovations, new construction, or infrastructure improvements.
- Market Demand: Conduct thorough market research to identify the most viable business opportunities for the site.
- Opportunity Zone Benefits: Calculate the potential tax advantages and long-term savings offered by the property’s Opportunity Zone status.
- Regulatory Environment: Investigate local zoning laws, building codes, and any restrictions that may impact development plans.
- Environmental Factors: Given the property’s history as an equipment company, it may be prudent to conduct environmental assessments to identify any potential issues.
- Infrastructure Needs: Evaluate the condition of existing utilities and determine if upgrades are necessary to support planned developments.
What potential challenges should investors be prepared for? While the property offers significant opportunities, investors should be prepared for potential hurdles such as zoning changes, infrastructure upgrades, or market fluctuations. Developing a comprehensive business plan and conducting due diligence can help mitigate these risks.
Future Prospects: Envisioning Long-Term Growth
The Lady Equipment Co. property not only offers immediate development potential but also presents opportunities for long-term growth and appreciation. As Bristol continues to evolve and attract new businesses and residents, strategically located commercial properties are likely to increase in value.
Factors Influencing Future Growth:
- Ongoing development in the Bristol Motor Speedway area
- Potential expansion of tourism and entertainment offerings
- Infrastructure improvements in the Tri-Cities region
- Growing interest in Opportunity Zone investments
- Trends towards mixed-use and multi-purpose commercial spaces
How might future development in Bristol impact this property’s value? As the area continues to grow and attract new businesses and residents, demand for well-located commercial properties is likely to increase. The Lady Equipment Co. site’s prime location and versatile layout position it to benefit from this growth, potentially leading to significant appreciation over time.
Investors with a long-term vision may find particular value in this property, as it offers the flexibility to adapt to changing market demands and capitalize on emerging trends in commercial real estate. Whether developed as a single-use facility or a multi-faceted commercial complex, the site has the potential to become a cornerstone of Bristol’s commercial landscape.
3077-3043 Volunteer Parkway, Bristol, TN
Retail-Commercial
for Sale
Catylist Listing ID: | 30622807 |
Property Subtypes: | Car Wash, Convenience Store, Free-Standing Building, Garden Center, Service Station/Gas Station, Street Retail, Vehicle Related, Other |
Building Size (RSF): | 4,000 SF |
Gross Land Area: | 6.02 Acres |
Sale Price: | $999,000 |
Unit Price: | $249. 75 PSF |
In Opportunity Zone? | Yes |
Property Use Type: | Investment, Business |
Building Name: | Lady Equipment Co. |
Sale Terms: | Cash to Seller |
Cap Rate: | Undisclosed |
Last Updated: | 4/22/2021 |
Overview / Comments
Bristol Motor Speedway is The Home to the World’s Fastest Half Mile in NASCAR. |
Additional Details
Nearest MSA: | Kingsport-Bristol |
County: | Sullivan |
Taxing Authority: | Sullivan County |
Tax ID/APN: | 082 067 06500 000 2019 |
Zoning: | B-3 |
Retail Clientele: | General, Business, Traveler, Tourist, Recreation |
Property Located Between: | Hwy 394 and Bristol Motor Speedway |
Property Visibility: | Excellent |
Largest Nearby Street: | Volunteer Parkway |
Feet of Frontage: | 580 |
Highway Access: | Two (2) Direct access driveways to Volunteer Parkway (Hwy 11E), property also maintains a median cut for access from the Southbound lane. |
Airports: | Tri Cities Regional Airport |
Site Description: | The +/- 6.02 Acre site rises from the Volunteer Parkway and is nearly flat, sloping up and away from Volunteer Parkway, which creates great visibility from the Parkway. |
Area Description: | Area surrounding the Bristol Motor Speedway has been growing slowly and will continue to grow steadily as the area is becoming more developed and accessible to more and more business opportunities. |
Tenancy: | Multiple Tenants |
Total Number of Buildings: | 3 |
Number of Stories: | 1 |
Typical SF / Floor: | 4,000 SF |
Year Built: | 1984 |
Roof Type: | Gable |
Construction/Siding: | Metal Siding |
Exterior Description: | Several metal buildings are being utilized on site for various purposes, the lot is mostly gravel, and has been compacted over time and is very stable |
Parking Type: | Surface |
Parking Description: | Gravel parking lot without many parking lines |
Sprinklers: | Wet, None |
Heat Type: | Natural Gas, Suspended Radiant Heaters |
Heat Source: | Wall Units, Ceiling Units |
Air Conditioning: | Package Unit |
Internet Access: | Cable, Gigabit |
Interior Description: | Retail space is in relatively good shape,simply in need of a good cleaning as it is a shop and farm store. |
Zoning Description: | B-3; General Business; |
Lot Frontage: | 580′ |
Lot Depth: | 500′ |
Water Service: | Municipal |
Sewer Type: | Municipal |
Easements: | Utilities |
Easements Description: | Normal utility easements |
Land Ownership: | Fee Simple |
Demographic Statistics
Proximity: | 3 miles | 5 miles |
---|---|---|
Total Population: | 13,837 | 36,322 |
Median Age: | 43. 24 | 43.55 |
Households: | 5,596 | 15,115 |
The information presented herein is provided as is, without warranty of any kind. |
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Pottery Studio- Gallery – Artist Co-op
The Clay Lady’s Campus
We have four buildings on our Campus in Nashville, Tennessee which are home to The Clay Lady’s Studio, The Artist Co-op & Galleries, Studio B, The Shed and Mid-South Ceramic Supply.
Mid-South Ceramic Supply Company
Mid-South Ceramic Supply Company is the Southeast’s leader in pottery supplies. They manufacture Opulence Glaze and The Clay Lady’s Products – two lines of products that make your production easier and successful!
Studio B
Studio B provides 20 private art studios and a second public studio for classes and workshops. This studio is available for artists who are beginning to teach, for area associations, for conferences, and for other art institutions that need a studio space for classes. Studio B is home to The Clay Lady’s field trips and annual weekend workshops.
The Clay Lady’s Studio
The Clay Lady’s Studio is a 3,000-square-foot classroom with 24 wheels, seven kilns, slab rollers, extruder, and a full array of C/6 Opulence Glazes. Each of our qualified instructors is a professional potter with the heart of a teacher.
The Clay Lady’s Artist Co-op & Galleries
The Artist Co-op & Galleries is a 10,000- square-foot facility providing 25 emerging and professional artists private studio space and gallery opportunities in a mentoring, supportive and educational environment. See artists at work in their studios and then shop our galleries for a full spectrum of handmade art available for purchase.
The Shed
The Shed is our 1,000 square foot open-air studio, located behind Studio B, with basic pottery equipment, a kiln and shelves for experienced artists/students who need a minimalist studio at an affordable price!
The Clay Lady’s Campus is Nashville’s premier clay artist resource. This community draws visitors from around the country for classes, workshops, materials, seminars and retail shopping. You can schedule a formal, guided tour of The Campus for no charge. Visitors do not need to make an appointment and are invited to walk The Campus any day during business hours.
The Clay Lady’s Campus is located in City Side, Nashville’s newest identified neighborhood! We are a strong neighborhood of businesses and residences that continue to innovate our city’s strong future by having a unified vision and clear purpose for our area of workforce housing, support for small business and convenient access to downtown Nashville.
Lady Gaga curating global event to boost healthcare workers on coronavirus front line |
“The World Health Organization is committed to defeating the coronavirus pandemic with science and public health measures, and supporting the health workers who are on the frontlines of the response”, said Tedros Adhanom Ghebreyesus, Director-General of WHO, marking Monday’s announcement of the event.
⭕️ We’re excited to announce One World: #TogetherAtHome, a global broadcast on April 18, curated in collaboration with @LadyGaga and featuring your favorite artists and comedians — all in support of the @WHO and healthcare workers on the frontlines of the COVID-19 crisis. (1/7) pic.twitter.com/ZspKXtmd2V
— Global Citizen (@GlblCtzn) April 6, 2020
The live broadcast –- which will air on Saturday, 18 April 2020 and feature the real-life experiences of doctors, nurses and families living through the pandemic – will include an all-star line-up of artists curated in collaboration with Lady Gaga. Among those performing will be Alanis Morissette, Andrea Bocelli, Billie Eilish, Billie Joe Armstrong of Green Day, Burna Boy, Chris Martin, David Beckham, Eddie Vedder, Elton John, FINNEAS, Idris and Sabrina Elba, J Balvin, John Legend, Kacey Musgraves, Keith Urban, Kerry Washington, Lang Lang, Lizzo, Maluma, Paul McCartney, Priyanka Chopra Jonas, Shah Rukh Khan and Stevie Wonder.
Stars align
Jimmy Fallon of ‘The Tonight Show’, Jimmy Kimmel of ‘Jimmy Kimmel Live’ and Stephen Colbert of ‘The Late Show with Stephen Colbert’, will host the event, with friends from Sesame Street on hand to unify and inspire people to support the global COVID-19 response.
Funding pledges from philanthropists and corporate partners will go to the COVID-19 Solidarity Response Fund for WHO to equip frontline health care workers with masks, gowns and other vital equipment –- as well as to local charities providing food, shelter and healthcare to those most in need.
UN Secretary-General António Guterres stressed that the entire UN system is fully mobilized, supporting country responses, placing supply chains at the world’s disposal and advocating for a global ceasefire. “We are proud to join forces with ‘One World: Together At Home’ to help suppress the transmission of the virus, minimize social-economic impacts on the global community and work together now to advance Global Goals for the future”, he said. “We are in this together and we will get through this together.”
Hugh Evans, Co-Founder and CEO of Global Citizen, said the broadcast aims to be a source of unity and encouragement. “Through music, entertainment and impact, the global live-cast will celebrate those who risk their own health to safeguard everyone else’s”, he said.
Masks must be ‘prioritized for health workers’: Tedros
Speaking at a press conference in Geneva, Tedros announced that WHO is issuing guidance and criteria to help countries decide whether to recommend the use of medical and non-medical masks to prevent the spread of COVID-19.
“First and foremost, medical masks must be prioritized for health workers on the front lines of the response,” he said, expressing concern that the mass use of medical masks by the general population could exacerbate the global shortage for people who need them most. “In some places, these shortages are putting health workers in real danger.”
In healthcare facilities, WHO continues to recommend the use of medical masks, respirators and other personal protective equipment for health workers. In the community, it recommends the use of medical masks by people who are sick and those caring for a sick person at home.
He said countries could consider using masks in communities where other measures – such as cleaning hands and physical distancing – are more difficult to achieve because of lack of water or cramped living conditions. Masks, if worn, must be used safely and WHO has guidance on how to put on, take off and dispose of masks.
What is clear is that there is limited research in this area. He encouraged countries considering the use of masks for the general population to study their effectiveness. “Mask or no mask, there are proven things all of us can do to protect ourselves and others -– keep your distance, clean your hands, cough or sneeze into your elbow, and avoid touching your face.”
One World: Together At Home will be broadcast live on Saturday, 18 April 2020 at 5:00 p.m. PDT/8:00 p.m. EDT/12:00 a.m. GMT airing on ABC, NBC, ViacomCBS Networks, iHeartMedia and Bell Media networks and platforms in Canada. Internationally, UK-based channel BBC One will run a version of the programme on Sunday 19 April 2020. Additional international broadcasters include beIN Media Group, MultiChoice Group and RTE.
It will also be a multi-hour digital broadcast streaming online on multiple global platforms, including: Alibaba, Amazon Prime Video, Apple, Facebook, Instagram, LiveXLive, Tencent, Tencent Music Entertainment Group, TIDAL, TuneIn, Twitch, Twitter, Yahoo and YouTube.
Little Lady Foods, Inc. v. Houston Cas. Co., 819 F. Supp. 2d 759
WILLIAM J. HIBBLER
Daniel G. Rosenberg, K & L Gates LLP, Chicago, IL, for Plaintiff. Scott Eric Turner, Brian Patrick Cummings, David F. Cutter, Tiffany Anne Stedman, Troutman Sanders LLP, Chicago, IL, Terrence R. McInnis, Troutman Sanders LLP, Irvine, CA, for Defendant.
MEMORANDUM OPINION AND ORDER
WILLIAM J. HIBBLER, District Judge.
Plaintiff Little Lady Foods brought this action against its insurer, Houston Casualty Company (“HC”), seeking a declaratory judgment that it is entitled to coverage under its policy with HC, and alleging breach of contract and breach of the implied covenant of good faith and fair dealing. The Court’s jurisdiction is based on the diversity of the citizenship of the parties under 28 U.S.C. § 1332. The parties have filed cross-motions for summary judgment. Little Lady moves for summary judgment only on Count I of the complaint, which seeks declaratory judgment. HC moves for summary judgment on all three counts. For the following reasons, the Court DENIES Little Lady’s motion and GRANTS HC’s motion.
I. Factual Background
The facts in this case are undisputed. In fact, the parties have stipulated to a joint statement of facts.
HC issued to Little Lady a Malicious Product Tampering/Accidental Product Contamination insurance policy for the November 15, 2009 to November 15, 2010 policy period. The applicable Scope of Coverage section of the policy provides that HC “agrees to indemnify [Little Lady] for LOSS resulting directly from an ACCIDENTAL PRODUCT CONTAMINATION first discovered by [Little Lady] during the Policy Period.” The policy defines “loss” to include a number of things, including expenses related to “chemical analysis in order to ascertain whether [Little Lady’s] PRODUCT(S) have been contaminated and/or to ascertain the potential effect of the ACCIDENTAL PRODUCT CONTAMINATION.” The policy defines “accidental product contamination,” in relevant part, as:
any accidental or unintentional contamination, impairment or mislabeling (including mislabeling of instructions for use) during the manufacture, blending, mixing, compounding, packaging, labeling, preparation, production or processing . .. of [Little Lady’s] PRODUCTS … provided always that the consumption or use of [Little Lady’s] CONTAMINATED PRODUCT(S) has, within 120 days of such consumption or use, either resulted, or may likely result, in … physical symptoms of bodily injury, sickness or disease or death of any person(s) …
In early January 2010, Little Lady began producing one of its products, a burrito product for a convenience store, through a new process that left the burrito partially uncooked when it left Little Lady’s plant. As a result, Little Lady was required under its Hazard Analysis and Critical Control Plan (“HACCP”) as well as by the United States Department of Agriculture (“USDA”) to perform laboratory tests on the burrito product and equipment for the presence of harmful bacteria prior to shipment.
The tests performed between January 6 and January 16, 2010 on the burrito product and equipment by Little Lady’s independent testing laboratory, Don Levy Laboratories, indicated that six samples showed the presence of bacteria within the listeria genus. The listeria genus includes seven strains of bacteria, including listeria innocua, listeria seeligeri, listeria welshimeri, listeria ivanovii, listeria grayi, listeria murrayi, and listeria monocytogenes (“LM”). Of these seven strains, only LM, which causes listeriosis, is likely to cause physical symptoms of bodily injury, sickness, disease or death in humans. A test result indicating the presence of any strain within the listeria genus indicates that LM could be present in the product and may provide other information concerning overall plant sanitation. As a result, Little Lady could not distribute the product until it confirmed that LM was not present.
The USDA has specified, by regulation, its presumption that LM is a safety hazard in all ready-to-eat foods and that companies such as Little Lady must effectively address this risk. Until January 16, 2010, Little Lady’s HACCP required independent testing for bacteria from the listeria genus, which is an accepted industry practice. Accordingly, the tests performed on Little Lady’s burrito product did not determine which strains of the listeria genus were present. Subsequent to January 16, 2010, in addition to the tests it performed for all bacteria in the listeria genus, if the product tested positive for such bacteria, Little Lady would undertake further tests to determine the presence of LM specifically.
When Little Lady learned of the presence of listeria genus bacteria in the burrito product samples, it notified the USDA and its customer and placed a hold on 57,374 cases of the product produced before that date. Such action was consistent with established industry practice as well as with USDA regulatory requirements. In addition, processors are required by USDA to develop, maintain and strictly comply with mandatory HACCPs. 9 C.F.R. § 417.2.
Little Lady notified HC of the test results indicating the presence of listeria and made a claim for coverage under the Accidental Product Contamination section of the policy. HC informed Little Lady that the product must test positive for LM specifically. Little Lady tested the product for LM, and the results were negative.
Because it was determined that LM was not present in any of the burrito product, the USDA released from hold the 57,374 cases of the product. Part of the product was sold on the secondary market for consumption by consumers and some was destroyed due to quality issues from the handling and testing of the product. There have been no reports of any physical symptoms of bodily injury, sickness, disease or death of any person from the consumption of the burrito products at issue.
After receiving the results of the additional tests showing that LM was not present in any of the product, HC denied coverage under the Policy on the grounds that any loss was not the result of an “accidental product contamination,” as those terms are defined in the policy. HC has not paid any amounts under the Policy to Little Lady in connection with this matter, including the costs of further testing of the burrito product.
II. Standard of review
Summary judgment is appropriate when the “pleadings, the discovery and disclosure materials on file, and any affidavits show that there is no genuine issue as to any material fact and that the movant is entitled to judgment as a matter of law.” Fed.R.Civ.P. 56(c). The moving party bears the initial burden of demonstrating there is no genuine issue of material fact, and judgment as a matter of law should be granted in their favor. Id. Once the moving party has met the initial burden, the non-moving party must offer more than a mere scintilla of evidence to survive summary judgment. Roger Whitmore’s Auto. Servs. v. Lake County, Ill., 424 F.3d 659, 667 (7th Cir.2005). The non-moving party must produce specific facts showing there is a genuine issue of material fact, and that the moving party is not entitled to judgment as a matter of law. Anderson v. Liberty Lobby, Inc., 477 U.S. 242, 252, 106 S.Ct. 2505, 91 L.Ed. 2d 202 (1986). Finally, all evidence and inferences must be viewed in the light most favorable to the non-moving party. Id. at 255, 106 S.Ct. 2505.
Because the facts are undisputed in this case, and because both parties are movants, the Court need only determine whether each party has met their burden of demonstrating that judgment as a matter of law should be granted in their favor.
III. Analysis
The crux of this case is the interpretation of the “accidental product contamination” definition in the policy. More specifically, the case turns on the reasonable interpretation of the phrase “may likely result” within that definition. The parties agree that Illinois law governs this dispute. Thus, the insurance policy is subject to the general rules governing the interpretation of other types of contracts. Levy v. Minn. Life Ins. Co., 517 F.3d 519, 523 (7th Cir.2008). In order to ascertain the parties’ intent as to these phrases, the Court will construe the policy as a whole. Id. If the Court determines that the policy’s language is unambiguous, it will give the words their plain, ordinary, and popular meaning. Id. “Words are ambiguous only if they are subject to more than one reasonable interpretation.” Id. The Court will construe any ambiguous terms against HC because it drafted the policy. Id.; see also Great W. Cas. Co. v. Mayorga, 342 F.3d 816, 818 (7th Cir.2003) (“insurance contracts are interpreted in doubtful cases in favor of the insured … because they are drafted by the insurers, because their typical wording even when clear to experts is often opaque to insureds …, and because insureds want insurance against the vagaries of interpretation”).
The parties’ positions are relatively simple and straightforward. HC argues that because none of Little Lady’s products were ever actually contaminated with harmful bacteria, there was no “accidental product contamination.” HC argues that Little Lady’s temporary belief that harm might “likely result” from listeria bacteria that were present is irrelevant because the fact is that there never actually was any such danger. Little Lady argues that when it filed its claim, the facts before it made it possible, if not probable, that harm would result from selling the product. Little Lady focuses on the fact that its own HACCP and the USDA required it to place a hold on the product when it tested positive for listeria generally, and that it had to bear significant costs as a result. The parties are unable to point to any case law interpreting a similar term in a policy of this sort.
The Court finds only HC’s interpretation to be reasonable. The parties engage in a great deal of debate over whether the phrase “may likely result” means that harm to consumers must be “probable” or merely “possible.” But that debate misses the point, because harm to consumers was neither probable nor possible in this situation. The parties agree that the product did not contain LM, the only harmful strain of the listeria genus. Little Lady’s temporary belief that it might contain LM is therefore irrelevant. Little Lady is essentially asking the Court to rewrite the policy to require a likelihood that a product is contaminated rather than a likelihood that the contaminant it does contain is dangerous.
When taken to its logical extreme, Little Lady’s interpretation would allow the company to file a claim every time its products tested positive for bacteria of any kind. Without doing further testing to determine whether any of the bacteria were actually dangerous, Little Lady could claim that it was likely that the product would cause harm. This is especially so since Little Lady argues that “likely” means merely “possible.” In fact, because the presence of some bacteria is so common, and because of the USDA’s presumption that LM is a safety hazard in all ready-to-eat foods, one might argue under Little Lady’s interpretation that the company operated in an almost constant state of “likely” contamination and that the policy provided coverage for virtually every cost associated with quality control. This is clearly an unreasonable interpretation. The fact that Little Lady bore some costs as a result of its fear of contamination does not mean those costs are losses covered by the policy.
Neither is the Court persuaded by Little Lady’s arguments that HC’s interpretation conflicts with public policy. The fact that Little Lady’s HACCP and the USDA required Little Lady to put its product on hold when it discovered bacteria from the listeria genus does not mean that HC’s policy must provide coverage in order to comport with public policy. Little Lady’s HACCP and the regulations of the USDA are presumably aimed not only at remedying contamination, but preventing it. HC’s policy is meant to cover the costs of the former, not the latter. In fact, Little Lady states that the presence of listeria genus bacteria may provide information concerning overall plant sanitation. Thus, the company and the USDA may have an interest in using and analyzing that information regardless of whether the product actually contained a dangerous contaminant.
Little Lady claims that if the Court accepts HC’s interpretation it will be “forced to choose between risking the public health and its reputation by selling a product that has been determined to contain listeria while gambling that LM is not present, or going without insurance coverage for the inevitable financial consequences of complying with its HACCP plan and putting a hold on the affected product. ” This is wrong for a number of reasons. Obviously, Little Lady has no such choice because it may not choose to risk the public health in this manner. It seems clear that would be a violation of its HACCP and USDA regulations. But Little Lady is not necessarily stuck with the second option either. First of all, the fact that HC’s policy does not provide coverage to Little Lady for all of the inevitable financial consequences of complying with its HACCP plan does not mean that Little Lady must go without coverage. Perhaps Little Lady can find a policy that does provide such coverage. HC is not to blame if it cannot. Second, good public policy does not necessarily entail providing insurance coverage for all situations. Finally, the fact that Little Lady promptly changed its protocol to include automatic LM testing whenever a product tested positive for listeria indicates that the company could have done that from the beginning. Little Lady does not argue otherwise. Once Little Lady employed such testing, and determined that the product did not contain LM, it was able to sell the product on the secondary market. Thus, many of the “inevitable financial consequences” of which it complains may have been avoided if it had tested for LM from the beginning.
Therefore, the Court denies Little Lady’s motion for summary judgment on Count I and grants HC’s motion as to that count. Because the policy did not provide coverage for this situation, HC did not breach the contract nor act in bad faith by failing to pay the claim. The Court therefore grants HC’s motion on the remaining counts as well.
CONCLUSION
For the above reasons, the Court DENIES Plaintiff’s motion for summary judgment and GRANTS Defendant’s motion for summary judgment. The Court enters judgment in favor of Defendant and against Plaintiff.
IT IS SO ORDERED.
AEP Aetna Inc. Aetna Life and Casualty Foundation Air Liquid America Corporation Allstate Foundation American Airlines American Electric Power System American Express Financial Advisors American Express Foundation American Express Gift Match Program American Fidelity Corporation American Medical International Ameritech Anheuser Busch Foundation Apache Corporation ARAMARK Archer-Daniels Midland Company ARCO ARCO Chemical Company ARCO Corporation ARCO Foundation Astra Merck AT&T Foundation Aventis Pharmaceuticals Baker Hughes Foundation Bank of America Bank of America Foundation Matching Gifts Beatrice Foundation, Inc. Becton Dickinson Foundation Benjamin Moore & Co. Blockbuster, Inc Boeing Boeing Employees Credit Union Borden Foundation, Inc., BP America BP Chemicals BP Exploration BP Exploration & 011, Inc. BP Foundation BP/Amoco Foundation C.C. Distributors Caterpillar Foundation CBS Foundation Charles Schwab Corporation Foundation Chevron Corporation Chevron Matching Gift Program Chevron Texaco Cisco Systems, Inc. CITGO Petroleum Company Citigroup Foundation (Citibank) Citigroup Matching Gifts Program Compaq Matching Gifts Program Compaq Computer Company Conoco, Inc. Digital Equipment Company Dow Chemical Eli Lilly Endowment Enterprise Rent-A-Car Equifax Equistar Chemicals, LP Ernst & Young Foundation ExxonMobile Foundation Fannie Mae Foundation Fidelity Investments Gift Fund Firestone Bridgestone Tire First Data Corporation First Data Resources Freeport-McMoran, Inc. Frito Lay, Inc. GE Foundation Geico General Electric Company Glaxo, Inc. GlaxoSmithKline Foundation Goodyear Graybar Electric FoundationHoneywell Foundation Honeywell International Foundation IBM IBM Matching Gifts Program IKON Office Solutions, Inc. J.C. Penney Company John Hancock Matching Gifts Program John Hancock Mutual Life Insurance Co. Johnson & Johnson Family of Companies Johnson Controls Foundation JP Morgan Chase Kemper Financial Services, Inc. Kemper National Insurance Kennedy Memorial Foundation Kerr-McGee Corporation Kimberly-Clark Foundation Kinder Morgan, Inc. K-Mart Corporation LexisNexis Levi Strauss Foundation Lockheed Martin Lucent Technology Lutheran Brotherhood Lyondell Petrochemical Company | Macy’s Department Store Mattel Children’s Foundation May Department Stores May Foundation MBNA McDonald’s Corporation McDonnell Douglas McKesson Foundation McKesson-HBOC Foundation Mercedes-Benz of North America Merrill Lynch Microsoft Corporation Microsoft Matching Gift Program Morgan Stanley Dean Witter Morgan Stanley Foundation Mutual of America Life Nations Bank of Texas, N. A. NCR Corporation New York Life Foundation Nike, Inc. Nissan North America NL Industries Foundation North American Van Lines Novartis US Foundation Occidental Petroleum Charitable Foundation Oryx Energy Company Owens Corning Foundation Oxy USA Pemco Insurance Pennzoil Company Pennzoil -Quaker State Co Pepsico Foundation Pepsi-Cola Phillips Petroleum Pitney Bowes Pizza Hut, Inc. PPG Industries Foundation Prudential Foundation Ralston Purina Co. RJR Nabisco Scripps Howard Foundation SmithKline Beecham Foundation Southern Pacific Sprint Foundation Starbucks State Farm Companies State Farm Company Foundation Sun Microsystems Foundation T.Rowe Price Assoc. Foundation, Inc. Taco Bell Tandy Radio Shack Texas Gas Transmission Texas Industries Texas Instrument Foundation The Chubb Corporation The Coca-Cola Company The Hartford The Home Depot The John LaBatt Foundation, Inc. The McGraw Hill Foundation The RBC Dain Rauscher Foundation The Schwab Fund for Charitable Giving The United Way The UPS Foundation Time Warner Inc. Total Petrochemicals USA, Inc. Toyota Motor Sales, USA Inc. Toys R Us Toys R Us Foundation Transamerica Traveler’s Companies Foundation TRW Foundation TX Petrochemicals U.S. Bancorp Foundation Union Pacific Corporation United Technologies Upjohn Company UPS Foundation Valero Energy Corporation Verizon Foundation Wachovia, a Wells Fargo Company Wal-Mart Waste Management Corporation Wells Fargo Bank Wells Fargo Foundation Westinghouse Electric Corporation Xerox Corporation |
The Portrait of a Lady (1996)
Barbara Hershey received the 1996 award for Best Supporting Actress from the Los Angeles Film Critics Association. In addition, Janet Patterson was voted co-winner, along with Brian Morris for “Evita” (USA/1996), of the 1996 award for Best Production Design.
Barbara Hershey received the 1996 award for Best Supporting Actress from the National Society of Film Critics. In addition, Martin Donovan was co-winner, along with Tony Shalhoub, of the Best Supporting Actor award. Shalhoub was cited for his performance in “Big Night” (USA/1996).
Winner of the 1997 Best Costume award by the L.A Film Critics.
Released in United States 1996
Released in United States December 27, 1996
Released in United States on Video May 26, 1997
Released in United States Winter December 24, 1996
Wide Release in United States January 17, 1997
Shown at Venice Film Festival (out of competition) August 29 – September 7, 1996.
Broadcast in USA over Sundance Channel as part of program “She Said Cinema” May 1-31, 1999.
Began shooting August 9, 1995.
Completed shooting November 25, 1995.
Released in United States 1996 (Shown at Venice Film Festival (out of competition) August 29 – September 7, 1996.)
Wide Release in United States January 17, 1997
Released in United States on Video May 26, 1997
Released in United States Winter December 24, 1996
Released in United States December 27, 1996 (New York City)
Bask Co Slim Fit Pon Lady Pants
Practical tight leggings for women made of Italian Pontetorto® Dryarn with Spandex® fibers.
Perfectly wicks away perspiration and dries quickly, fits the figure, but does not stretch.
Flat seams do not press when actively worn. Stretch well, knees do not stretch.
Slim leggings that are pleasant to the touch will become your second skin during hiking, mountaineering, jogging and multisporting, on travel days and in the cold season in the city.
The density of the fabric is 160 g / m².
Women’s clothing
Russian size | International size | Height | Chest girth, cm | Waist girth, cm | Hip girth, cm | Arm length to wrist, cm | Side seam length, to floor, cm |
---|---|---|---|---|---|---|---|
40 | XS | 164 | 80 | 59 | 88 | 55 | 105 |
42 | XS | 164 | 84 | 64 | 92 | 55 | 105 |
44 | S | 170 | 88 | 67 | 96 | 57 | 110 |
46 | S | 170 | 92 | 70 | 100 | 57 | 110 |
48 | M | 170 | 96 | 74 | 104 | 58 | 110 |
50 | M | 170 | 100 | 78 | 108 | 58 | 110 |
52 | L | 170 | 104 | 82 | 112 | 58 | 110-111 |
54 | XL | 170 | 108 | 86 | 116 | 58 | 110-111 |
56 | XL | 170 | 112 | 90 | 120 | 59 | 112 |
Basic
Color
Gray / Dark gray
A type
T-shirt
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90,000 Oxygen concentrators from China to Uzbekistan were delivered by the fund of the first lady Ziroat Mirziyayeva
In the course of the journalistic investigation of Radio Ozodlik, it turned out that the Zamin Foundation acted as an intermediary in the delivery of oxygen concentrators from China to Uzbekistan, purchased in assembled condition or in parts. Officially, this foundation, which exists at the expense of international grants and charitable donations, is headed by the first lady of Uzbekistan Ziroat Mirziyayeva. During the investigation, it became known that the Chinese company that produced oxygen concentrators with the Zamin Foundation logo and Great Kokand LLC, which is represented as a “local concentrator manufacturer,” have one partner. This is Foshan MIC medical Technology Co, Ltd., a Hong Kong registered company with a manufacturing plant in Guangdong.
The editorial staff of Ozodlik does not yet have information that the first lady of Uzbekistan Ziroat Mirziyayeva is directly related to the Great Kokand enterprise located in the Kokand free economic zone, which has been granted wide benefits by presidential decree.
Oxygen concentrators for the Zamin Fund
In an interview with Ozodlik, a representative of the Chinese company Foshan MIC medical Technology Co, Ltd. says that various businesses in Uzbekistan have expressed a desire to purchase oxygen concentrators produced by the company.According to him, in August this year the company delivered its products to the Zamin fund. The interlocutor says that the logo of this fund was glued to the purchased devices.
Foshan MIC medical Technology Co, Ltd sells its products under the MICiTECH brand.
– In most cases, governments do not buy products from manufacturers directly, they hire a third party. Last month, through the Zamin Fund, we delivered oxygen concentrators produced at our plant to the government of Uzbekistan, ”a representative of the Chinese company Foshan MIC medical Technology Co, Ltd. told Ozodlik….
In support of his words, he sent to our editorial office photographs taken at the plant of a Chinese company.
Chinese oxygen concentrators prepared for shipment to Uzbekistan by order of the Zamin Foundation.
The brand name and logo of the Zamin Foundation can be seen next to each other on the oxygen concentrators and boxes in which the devices are placed.
The representative of the Chinese company is confident that the Zamin Fund purchased these concentrators by order of the Uzbek government.
The editorial staff of Ozodlik does not yet have an official document directly confirming that this purchase was carried out by the Zamin Fund.
Representatives of “Zamin” have not yet answered the questions of “Ozodlik” sent to the e-mail address of which is indicated on the fund’s website.
What is known about the Zamin Foundation?
International Public Fund “Zamin” was established in April this year with the aim of “promoting sustainable development of the country and raising the standard of living of the population.”
The chairman of the Board of Trustees of the fund, “founded with a focus on long-term, strategically important and sustainable projects in 4 directions”, is the wife of the President of Uzbekistan Ziroat Mirziyayev.
The news, which was posted on the website of the fund on September 4, says that the Zamin Fund supported the initiative “Breathe, Uzbekistan!” and “donated medical devices and oxygen concentrators for the treatment of patients with COVID-19 between July 29 and August 9. “
The news informs that out of 1035 oxygen concentrators 132 devices were installed in the houses of Muruvvat va sahovat, 55 more units were donated to the volunteer movement Xizmat beminnat. However, where the remaining 90,013 848 90,014 oxygen concentrators have gone is not reported on the foundation’s website. Based on the information from the Chinese company about the “government order”, then the rest of the oxygen concentrators could be transferred to government hospitals.It is still unknown for Ozodlik whether hospitals received these concentrators free of charge or for money.
The wife of the President of Uzbekistan Ziroat Mirziyayeva (Hoshimova) (second from left).
On the website of “Zamina”, which has the status of an “international public fund”, there is not a single telephone number for the public and representatives of the press.
The website states that the Zamin Foundation operates at the expense of “grants from international organizations” , “charitable funds of international and local organizations, as well as individuals” .
In a statement from the foundation, which emphasizes that “Each oxygen concentrator has been labeled with the foundation’s logo and a unique number to ensure transparency,” says nothing about where the oxygen concentrators came from or at what price.
Is it just a coincidence?
The Foundation, headed by Ziroat Mirziyayeva, bought over 1,000 oxygen concentrators from Foshan MIC medical Technology Co, Ltd. in August.which is located in Guangdong Industrial Zone.
There are hundreds of oxygen concentrator companies operating in China. Foshan MIC medical Technology Co, Ltd. is not included in the list of leading companies producing these products, the company does not even have its own website .
The document, which was promulgated in September this year by the Ferghana region administration, said that this company is the partner for the production of “local” oxygen concentrators of the “Great Kokand” LLC operating in the FEZ “Kokand”….
During the journalistic investigation of Ozodlik it became known that the oxygen concentrators, presented with the Great Kokand logo, were actually delivered from China in finished form.
Is it just an accident that the Zamin Foundation, headed by Ziroat Mirziyayeva, a native of Kokand, and then Great Kokand LLC, purchase oxygen concentrators from an unknown Chinese company Foshan MIC medical Technology Co, Ltd., Ozodlik is still unknown.
According to the registration documents, Great Kokand LLC, established on April 30, 2018, is one hundred percent private enterprise.Almost 60 percent of the shares of this enterprise belong to a certain Shavkat Khamidovich Khamzaev and his company Abu Dabi Plastiks. The rest of the shares are owned by Ayubkhon Sodikov and Mamur Kholikov.
As stated on the Greatkokand.uz website, this LLC until recently was engaged in the production of stretch films, adhesive tape and colored plastic bags.
Great Kokand LLC, which introduces itself as the manufacturer of the first “local oxygen concentrators”, did not manufacture medical equipment or electronics in the past.
Great Kokand LLC, which has turned into a local manufacturer of oxygen concentrators, which are in high demand amid the COVID-19 coronavirus pandemic, starting from November 1, may become the only enterprise in Uzbekistan so far that will provide state hospitals with oxygen concentrators.
Let us remind you that last month, President of Uzbekistan Shavkat Mirziyayev signed a decree on supporting domestic producers. According to the document, from now on, in public procurement, priority will be given to domestically produced products.
This means that government hospitals will purchase oxygen concentrators imported from China with the Great Kokand logo at the price set by the seller.
In the official message, which said that Shukhrat Ganiev (the former head of the Fergana region, who was appointed Deputy Prime Minister of Uzbekistan for the development of the agrarian and food sectors) is personally at the head of the project for the production of local oxygen concentrators – Ed. …), it was also noted that in the near future oxygen concentrators with the Great Kokand logo will be delivered not only to Fergana hospitals, but also to other medical institutions throughout the republic.
First Ladies Heading Charitable Foundations
It is no secret that the spouses of the presidents of post-Soviet countries like to create various charitable foundations with the status of an “international public fund”. In order to improve the image of their powerful husbands among the female population of the country, many first ladies are implementing projects aimed at helping orphans, children with disabilities and women in difficult life situations.
Former first lady of Kazakhstan Sara Nazarbayeva with her husband.
For example, if the wife of the first president of Kazakhstan, Sara Nazarbayeva, created an international charitable foundation to help seriously ill children “Bobek” (“Child”), then the wife of the first president of neighboring Kyrgyzstan, Mairam Akayeva, opened the Meerim foundation to help orphans.
Former first lady of Uzbekistan Tatyana Karimova with her youngest daughter Lola Karimova in her late husband’s study.
Former first lady of Uzbekistan Tatyana Karimova during her husband’s reign also opened the Sen Yolg’iz Emassan (You are not alone) Children’s Fund through her youngest daughter Lola Karimova.
However, often such “charitable” funds of the first ladies, after their husbands left the presidency, found themselves in the center of corruption scandals.
In particular, more than 30 criminal cases have been initiated in Kyrgyzstan against the Meerim Foundation.
The wife of the first president of Kyrgyzstan, Mairam Akayeva, is involved in more than 30 criminal cases.
First Lady Mairam Akayeva was charged with “forcing state bodies and private organizations to transfer money to their own fund” and “embezzling about two million charitable funds”.
Marina Poroshenko, the wife of the ex-president of Ukraine, also remains at the center of a corruption scandal.
Former first lady of Ukraine Marina Poroshenko is suspected of involvement in money laundering through humanitarian funds.
Former first lady of Ukraine Marina Poroshenko may be involved in money laundering through international humanitarian funds created to help children with disabilities.
Until today, Marina Poroshenko has not made any claims to the results of the investigation conducted by the Luxembourg Herald journalists.
90,000 Rest at the camp site.
Perhaps the most convenient and economical solution in the field of recreation
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The tourist base, presented by the Wild Ural company, offers optimal conditions for both individual customers and organized groups.
For you, at the tourist center “ Wild Ural ”
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You can play paintball or laser tag.
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Relax in a cozy gazebo, enjoying the aroma of tea from a samovar and delicious barbecue.
Ride your ATV along the forest path towards your adventures.
Plunge into a rejuvenating vat or visit a real Russian bath. - Availability :
You can schedule a vacation at a tourist center located near the city of Krasnoufimsk at any time convenient for you and for any number of days.For recreation at the camp site, you do not need to obtain passports and visas, purchase expensive plane tickets and tedious waiting for departure. You just need to call and clarify the plan of activities and the time of rest.
If necessary, it is possible to adjust the vacation plans due to changes in work or family circumstances.
- Low cost :
When comparing prices for travel abroad, associated with long flights, etc.,
hostel – fast and inexpensive . - Sustainability :
Experts say that outdoor recreation is not just a pleasant pastime, but also a healthy activity!The Ural region is rightfully considered one of the most beautiful places in Russia. It has all the conditions for both active and passive recreation.
- Water Adventures :
Our beautiful Ufa River will delight you with its calm disposition, abundance of flora and fauna, beautiful landscapes.Rafting is a unique type of recreation. Everyone who has ever been on a rafting, on a raft will definitely want to repeat this water journey.
Organized rafting on catamarans is one of the most popular types of active recreation in our time.
Exciting travel is suitable for all family members, regardless of their social status and age.Lovers of quiet hunting will be able to find a place with a great bite. Many species of fish are found in the Ufa River. Here you can catch chub, asp, ide, pike, pike perch, burbot, bream and many other fish species.
For those who prefer to simply relax on vacation. They will get this opportunity, limiting themselves to leisurely walks along the beautiful paths of the forest or gatherings around the fire.
Still have questions? Call.
Wild Ural employees will be happy to answer them!
tel . +7 (953) 052 51 53
s 9-00 to 22-00
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Brand | Admiral X |
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KornskiyKorsikanskiyKosyaeKpelleKriKrikskiyKrioKrymskotatarskiyKukskiyKumykskiyKurdskiyKurmandzhiKuruhKutenayKhasiKhmerskiyLadinskiyLambaLangoLaosskiyLatinskiyLatyshski yLahndaLezginskiyLigurskiyLimburgskiyLingalaLitovskiyLozhbanLoziLombardskiyLubaLuba-katangaLuguruLuisenoLule-saamskiyLundaLyuksemburgskiyMavrikiysky dialektMagahiMadurskiyMaythiliMakasarskiyMakedonskiyMalagasiyskiyMalayskiyMalayalamMaldivskiyMaltiyskiyMamasaMandarskiyMandinkaManipuriManchzhurskiyMaoriMapucheMarathiMarvariMariyskiyMarshallskiyMasayskiyMashiMbveraMegrelskiyMendeMeruMizoMikmakMinangkabauMirandskiyMogaukskiyMokshanskiyMoldavskiyMongoMongolskiyMongolsky (transliteration) MooreMenskiyNKoNavahoNasioyNauruanskiyNdongaNeapolitanskiyNevarskiyNevarsky klassicheskiyNemetskiyNepalskiyNzimaNiasskiyNiderlandskiyNizhneluzhitskiyNizhnenemetskiyNiueNogayskiyNorvezhsky (Bokmål) Norwegian (Nynorsk) Nose (and Sichuan) NumeyskiyNoroNyamveziNyandzhaNyankoleOdzhibveOksitanskiyOriyaOromoOseydzhOsetinskiyOsmanskiyPalauskiyPaliPangasinanskiyPandzhabPapyamentoPersidsky (Persian) to PininPolskiyPonpeyskiyPortugalskiyPortugalsky kreolskiyPrusskiyPushtuPemontskiyRadzhasthaniRapanuyskiyRennelskiyReyunonsky reolskiyRodrigessky dialektRomanshskiyRotokasRuandaRumynskiyRundiRusinskiyRusskiySaamiSamarityansky arameyskiySamoanskiySangoSanguSandaveSanskritSantaliSardinskiySasakskiySvanskiySvatiSebuanskiySevernosaamskiySeverny mbunduSeverny ndebeleSeverny sotoSeyshelsky dialektSelkupskiySerbskiySerbsky (Latin) SererSidamoSiksikaSilhetskiySingalskiySindhiSiriyskiySitsiliyskiySleyviSlovatskiySlovenskiySogdiyskiySomaliyskiySoninkeSranan-tongoSredneangliyskiySredneatlassky tamazightskiySredneverhnenemetskiySredneirlandskiySredneniderlandskiySrednepersidskiySrednefrantsuzskiyStaromongolskoe pismoStarooksitanskiyStarofrantsuzskiySuahiliSukumaSundanskiySurigaononSurinamsky kreolskiySusuTagalskiyTadzhikskiyTaityanskiyTayskiyTaysky (transliteration) TamashekTamilskiyTatarskiyTventsTeluguTemneTetumTibetskiyTivTigreTigrinyaTlingitskiyTok-pisinTokelauTonganskiyTrukskiyTsvanaTsongaTuamotuTuvinskiyTuretskiyTurkmenskiyUzbekskiyUkrainskiyUollisskiyUrduFangFantiFarerskiyFidzhiyskiyFilippinskiyFinikiyskiyFi nskiyFonFrantsuzskiyFrizskiyFriulskiyFulaHadzaHaydaHakasskiyHausaHettskiyHiligaynonHindiHiri-motuHmongHorvatskiyHotanosakskiyHupaTserkovnoslavyanskiyTsyganskiyChagatayskiyChamorroChernogorskiyCherokiChechenskiyCheshskiyChibchaChinuksky zhargonChipevianChoktoChuvashskiyShayenskiyShambalaShanskiyShvedskiyShveytsarsky dialect nemetskogoShillukShonaShorskiyShotlandskiyShotlandsky (Gaelic) ShumerskiyEveEvondoEkadzhukElamskiyEmiliano-romanolskiyErzyanskiyEsperantoEstonskiyEfikYuzhno-altayskiyYuzhnosaamskiyYuzhny ndebeleYuzhny sotoYukateksky (Maya) YavanskiyYakutskiyYaoYaponskiyVyberite yazykAbazinskiyAbhazskiyAvadhiAvarskiyAvestiyskiyAgutayanskiyAdangmeAdzhukruAdygeyskiyAzerbaydzhanskiyAymaraAynuAkanAkkadskiyAlbanskiyAleutskiyAmharskiyAngikaAngliyskiyArabskiyAravakskiyAragonskiyArapahoArmyanskiyArumynskiyAssamskiyAssiriysky novoarameyskiyAsturiyskiyAfarskiyAfrikaansAfrihiliAchehskiyAcholiBaliyskiyBamanaBasaBaskskiyBauleBashkirskiyBedzhaBelizsky kreolskiyBelorusskiyBeludzhskiyBembaBengalskiyBikolskiyBilinBiniBirmanskiyBisayaBislamaBolga rskiyBosniyskiyBosniysky kirillicheskiyBradzhBretonskiyBugiyskiyBuryatskiyBhodzhpuriValensiyskiyValliyskiyVallonskiyValmadzharriVandzhiVarayskiyVayanaVengerskiyVendaVenetskiyVerhneluzhitskiyViliVirginsky kreolskiyVolofVostochnofrizskiyVetnamskiyGaGavayskiyGaityansky kreolskiyGayoGalisiyskiyGallskiyGandaGbayaGvadelupsko-Martinique narechieGviansky kreolskiyGvichinGelaGenGereroGeezGondiGorontaloGotskiyGreboGrenlandskiyGrecheskiyGroningenskoe narechieGruzinskiyGuaraniGuahiroGudzharatiDakotaDarginskiyDatskiyDelavarskiyDzong-keDinkaDogriDogribDoluoDrevneangliyskiyDrevneverhnenemetskiyDrevnegrecheskiyDrevneirlandskiyDrevnepersidskiyDrevneskandinavskiyDualaDyulaEvreysko-arabskiyEvreysko-persidskiyEgipetskiyZandeZigulaZuluIbanskiyIvatanIvritIgboIdishIdoIlokanskiyImpersky arameyskiyInari-saamskiyIngushskiyIndoneziyskiyInterlingvaInterlingveInuktitutInupiakIrakvIrlandskiyIsikosaIslandskiyIspanskiyItalyanskiyYomYorubaKabardino-cherkesskiyKabilskiyKaviKaguruKaddoKazahskiyKalmytskiyKambaKamerunsky Creole yKamiKannadaKanuriKapampanganskiyKarakalpakskiyKarachaevo-balkarskiyKarelskiyKaribskiyKaribsky hindustaniKarolinskiyKatalanskiyKachinskiyKashmirskiyKashubskiyKvangaliKvanyamaKechuaKikuyyuKimKimakondeKingaKirgizskiyKiribatiKirufidzhiKitayskiyKitaysky (Taiwan) Chinese uproschonnyyKlingonskiyKoltta-saamskiyKomiKomorskiyKongoKondeKonkaniKoptskiyKoreyskiyKoreysky (transliteration) KornskiyKorsikanskiyKosyaeKpelleKriKrikskiyKrioKrymskotatarskiyKukskiyKumykskiyKurdskiyKurmandzhiKuruhKutenayKhasiKhmerskiyLadinskiyLambaLangoLaosskiyLatinskiyLatyshskiyLahndaLezginskiyLigurskiyLimburgskiyLingalaLitovskiyLozhbanLoziLombardskiyLubaLuba-katangaLuguruLuisenoLule-saamskiyLundaLyuksemburgskiyMavrikiysky dialektMagahiMadurskiyMaythiliMakasarskiyMakedonskiyMalagasiyskiyMalayskiyMalayalamMaldivskiyMaltiyskiyMamasaMandarskiyMandinkaManipuriManchzhurskiyMaoriMapucheMarathiMarvariMariyskiyMarshallskiyMasayskiyMashiMbveraMegrelskiyMendeMeruMizoMikmakMinangkabauMirandskiyMogaukskiyMokshanskiyMoldavskiyMongoMongolskiyMo ngolsky (transliteration) MooreMenskiyNKoNavahoNasioyNauruanskiyNdongaNeapolitanskiyNevarskiyNevarsky klassicheskiyNemetskiyNepalskiyNzimaNiasskiyNiderlandskiyNizhneluzhitskiyNizhnenemetskiyNiueNogayskiyNorvezhsky (Bokmål) Norwegian (Nynorsk) Nose (and Sichuan) NumeyskiyNoroNyamveziNyandzhaNyankoleOdzhibveOksitanskiyOriyaOromoOseydzhOsetinskiyOsmanskiyPalauskiyPaliPangasinanskiyPandzhabPapyamentoPersidsky (Persian) PininPolskiyPonpeyskiyPortugalskiyPortugalsky kreolskiyPrusskiyPushtuPemontskiyRadzhasthaniRapanuyskiyRennelskiyReyunonsky kreolskiyRodrigessky dialektRomanshskiyRotokasRuandaRumynskiyRundiRusinskiyRusskiySaamiSamarityansky arameyskiySamoanskiySangoSanguSandaveSanskritSantaliSardinskiySasakskiySvanskiySvatiSebuanskiySevernosaamskiySeverny mbunduSeverny ndebeleSeverny sotoSeyshelsky dialektSelkupskiySerbskiySerbsky (Latin) SererSidamoSiksikaSilhetskiySingalskiySindhiSiriyskiySitsiliyskiySleyviSlovatskiySlovenskiySogdiyskiySomaliyskiySoninkeSranan-tongoSredneangliyskiySred neatlassky tamazightskiySredneverhnenemetskiySredneirlandskiySredneniderlandskiySrednepersidskiySrednefrantsuzskiyStaromongolskoe pismoStarooksitanskiyStarofrantsuzskiySuahiliSukumaSundanskiySurigaononSurinamsky kreolskiySusuTagalskiyTadzhikskiyTaityanskiyTayskiyTaysky (transliteration) TamashekTamilskiyTatarskiyTventsTeluguTemneTetumTibetskiyTivTigreTigrinyaTlingitskiyTok-pisinTokelauTonganskiyTrukskiyTsvanaTsongaTuamotuTuvinskiyTuretskiyTurkmenskiyUzbekskiyUkrainskiyUollisskiyUrduFangFantiFarerskiyFidzhiyskiyFilippinskiyFinikiyskiyFinskiyFonFrantsuzskiyFrizskiyFriulskiyFulaHadzaHaydaHakasskiyHausaHettskiyHiligaynonHindiHiri-motuHmongHorvatskiyHotanosakskiyHupaTserkovnoslavyanskiyTsyganskiyChagatayskiyChamorroChernogorskiyCherokiChechenskiyCheshskiyChibchaChinuksky zhargonChipevianChoktoChuvashskiyShayenskiyShambalaShanskiyShvedskiyShveytsarsky dialect nemetskogoShillukShonaShorskiyShotlandskiyShotlandsky (Gaelic) ShumerskiyEveEvondoEkadzhukElamskiyEmiliano-romanolskiyErzyanskiyEsperantoEstonskiyEfikYuzhno-Altaian South SamiSouth NdebeleSouth SotoYucatec (Mayan) JavaneseYakutJaoJapanese
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